Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ETUDE GESTION ASSURANCE : revenue, balance sheet and financial ratios

ETUDE GESTION ASSURANCE is a French company founded 9 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in L'ISLE-ADAM (95290), this company of category PME shows in 2024 a net income positive of 280 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETUDE GESTION ASSURANCE (SIREN 822211439)
Indicator 2024
Revenue N/C
Net income 280 424 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2024, ETUDE GESTION ASSURANCE generates positive net income of 280 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

280 424 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.04%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

85.933%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.5%

Solvency indicators evolution
ETUDE GESTION ASSURANCE

Sector positioning

Debt ratio
0.04 2024
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good

In 2024, the debt ratio of ETUDE GESTION ASSURANCE (0.04) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
85.93% 2024
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Excellent

In 2024, the financial autonomy of ETUDE GESTION ASSURANCE (85.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 302.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

302.903

Liquidity indicators evolution
ETUDE GESTION ASSURANCE

Sector positioning

Liquidity ratio
302.9 2024
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good

In 2024, the liquidity ratio of ETUDE GESTION ASSURANCE (302.90) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of ETUDE GESTION ASSURANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ETUDE GESTION ASSURANCE is estimated at 564 400 € (range 266 972€ - 2 576 996€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
266k€ 564k€ 2576k€
564 400 € Range: 266 972€ - 2 576 996€
NAF 5 all-time

Valuation method used

Net Income Multiple
280 424 € × 2.0x = 564 401 €
Range: 266 972€ - 2 576 996€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ETUDE GESTION ASSURANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ETUDE GESTION ASSURANCE

What is the revenue of ETUDE GESTION ASSURANCE ?

The revenue of ETUDE GESTION ASSURANCE is not publicly disclosed (confidential accounts filed with INPI).

Is ETUDE GESTION ASSURANCE profitable?

Yes, ETUDE GESTION ASSURANCE generated a net profit of 280 k€ in 2024.

Where is the headquarters of ETUDE GESTION ASSURANCE ?

The headquarters of ETUDE GESTION ASSURANCE is located in L'ISLE-ADAM (95290), in the department Val-d'Oise.

Where to find the tax return of ETUDE GESTION ASSURANCE ?

The tax return of ETUDE GESTION ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETUDE GESTION ASSURANCE operate?

ETUDE GESTION ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.