ETUDE CONSTRUCTION RENOVATION HABITAT : revenue, balance sheet and financial ratios

ETUDE CONSTRUCTION RENOVATION HABITAT is a French company founded 12 years ago, specialized in the sector Activités spécialisées, scientifiques et techniques diverses. Based in SAINT-AMAND-LES-EAUX (59230), this company of category PME shows in 2018 a revenue of 213 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETUDE CONSTRUCTION RENOVATION HABITAT (SIREN 802923086)
Indicator 2020 2018 2017 2016
Revenue N/C 213 231 € 116 345 € 41 961 €
Net income -473 € 22 255 € 1 540 € 2 942 €
EBITDA N/C 28 988 € 2 514 € 3 805 €
Net margin N/C 10.4% 1.3% 7.0%

Revenue and income statement

In 2020, ETUDE CONSTRUCTION RENOVATION HABITAT records a net loss of 473 €. This deficit will reduce equity on the balance sheet.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-473 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 113%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

112.912%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.592%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

59.7%

Solvency indicators evolution
ETUDE CONSTRUCTION RENOVATION HABITAT

Sector positioning

Debt ratio
112.91 2020
2017
2018
2020
Q1: 0.0
Med: 4.83
Q3: 61.92
Average

In 2020, the debt ratio of ETUDE CONSTRUCTION RENOVA... (112.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
37.59% 2020
2017
2018
2020
Q1: 3.52%
Med: 32.48%
Q3: 63.93%
Good +19 pts over 3 years

In 2020, the financial autonomy of ETUDE CONSTRUCTION RENOVA... (37.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.79 years 2018
2017
2018
Q1: 0.0 years
Med: 0.0 years
Q3: 0.46 years
Average

In 2018, the repayment capacity of ETUDE CONSTRUCTION RENOVA... (0.79) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 432.29. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

432.289

Liquidity indicators evolution
ETUDE CONSTRUCTION RENOVATION HABITAT

Sector positioning

Liquidity ratio
432.29 2020
2017
2018
2020
Q1: 141.63
Med: 259.53
Q3: 518.06
Good

In 2020, the liquidity ratio of ETUDE CONSTRUCTION RENOVA... (432.29) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2018
2017
2018
Q1: 0.0x
Med: 0.0x
Q3: 0.45x
Average

In 2018, the interest coverage of ETUDE CONSTRUCTION RENOVA... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ETUDE CONSTRUCTION RENOVATION HABITAT

Positioning of ETUDE CONSTRUCTION RENOVATION HABITAT in its sector

Comparison with sector Activités spécialisées, scientifiques et techniques diverses

Similar companies (Activités spécialisées, scientifiques et techniques diverses)

Compare ETUDE CONSTRUCTION RENOVATION HABITAT with other companies in the same sector:

Voir toutes les statistiques du secteur Activités spécialisées, scientifiques et techniques diverses

Frequently asked questions about ETUDE CONSTRUCTION RENOVATION HABITAT

What is the revenue of ETUDE CONSTRUCTION RENOVATION HABITAT ?

The revenue of ETUDE CONSTRUCTION RENOVATION HABITAT in 2018 is 213 k€.

Is ETUDE CONSTRUCTION RENOVATION HABITAT profitable?

ETUDE CONSTRUCTION RENOVATION HABITAT recorded a net loss in 2020.

Where is the headquarters of ETUDE CONSTRUCTION RENOVATION HABITAT ?

The headquarters of ETUDE CONSTRUCTION RENOVATION HABITAT is located in SAINT-AMAND-LES-EAUX (59230), in the department Nord.

Where to find the tax return of ETUDE CONSTRUCTION RENOVATION HABITAT ?

The tax return of ETUDE CONSTRUCTION RENOVATION HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETUDE CONSTRUCTION RENOVATION HABITAT operate?

ETUDE CONSTRUCTION RENOVATION HABITAT operates in the sector Activités spécialisées, scientifiques et techniques diverses (NAF code 74.90B). See the 'Sector positioning' section above to compare the company with its competitors.