Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1957-01-01 (69 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: PARIS (75010), Paris
ETUDE ASSURANCE TROLLET SARL is a French company
founded 69 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in PARIS (75010),
this company of category PME
shows in 2023 a revenue of 1.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - ETUDE ASSURANCE TROLLET SARL (SIREN 572055929)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Revenue
N/C
1 941 187 €
1 868 798 €
1 829 372 €
1 619 640 €
1 577 390 €
1 560 505 €
1 298 139 €
1 309 093 €
1 312 657 €
Net income
650 348 €
446 825 €
482 778 €
334 430 €
202 356 €
163 430 €
118 500 €
105 696 €
181 675 €
226 263 €
EBITDA
N/C
516 031 €
747 300 €
397 870 €
274 464 €
144 896 €
181 083 €
150 719 €
292 386 €
322 487 €
Net margin
N/C
23.0%
25.8%
18.3%
12.5%
10.4%
7.6%
8.1%
13.9%
17.2%
Revenue and income statement
In 2024, ETUDE ASSURANCE TROLLET SARL generates positive net income of 650 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2024: 226 k€ -> 650 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
650 348 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
18.575%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
62.712%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
0.003
0.002
0.002
0.002
31.256
46.311
37.948
26.239
27.428
18.575
Financial autonomy
67.096
73.834
79.64
78.276
62.675
58.23
61.909
65.268
66.925
62.712
Repayment capacity
0.0
0.0
0.0
0.0
7.419
6.218
2.713
1.118
4.474
None
Cash flow / Revenue
19.44%
15.47%
10.062%
8.759%
5.022%
9.576%
18.478%
36.372%
10.569%
None%
Sector positioning
Debt ratio
18.572024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average
In 2024, the debt ratio of ETUDE ASSURANCE TROLLET SARL (18.57) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
62.71%2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good
In 2024, the financial autonomy of ETUDE ASSURANCE TROLLET SARL (62.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
4.47 years2023
2022
2023
Q1: 0.0 years
Med: 0.13 years
Q3: 2.03 years
Average+14 pts over 2 years
In 2023, the repayment capacity of ETUDE ASSURANCE TROLLET SARL (4.47) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 233.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
275.774
368.681
508.775
412.257
332.42
342.853
341.376
427.165
375.411
233.049
Interest coverage
0.0
0.0
0.0
41.622
1.949
2.339
4.944
-0.155
4.415
None
Sector positioning
Liquidity ratio
233.052024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average-20 pts over 3 years
In 2024, the liquidity ratio of ETUDE ASSURANCE TROLLET SARL (233.05) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
4.42x2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 2.0x
Excellent+50 pts over 2 years
In 2023, the interest coverage of ETUDE ASSURANCE TROLLET SARL (4.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution ETUDE ASSURANCE TROLLET SARL
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
113 492 €
252 184 €
337 529 €
506 321 €
500 648 €
452 284 €
494 223 €
847 276 €
635 040 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
0
Customer payment term (days)
1
5
6
0
0
5
0
0
26
0
Supplier payment term (days)
271
154
132
179
236
195
194
789
259
0
Positioning of ETUDE ASSURANCE TROLLET SARL in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of ETUDE ASSURANCE TROLLET SARL is estimated at
1 308 935 €
(range 619 151€ - 5 976 465€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
619k€1308k€5976k€
1 308 935 €Range: 619 151€ - 5 976 465€
NAF 5 all-time
Valuation method used
Net Income Multiple
650 348 €
×
2.0x
=1 308 936 €
Range: 619 152€ - 5 976 465€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare ETUDE ASSURANCE TROLLET SARL with other companies in the same sector:
Frequently asked questions about ETUDE ASSURANCE TROLLET SARL
What is the revenue of ETUDE ASSURANCE TROLLET SARL ?
The revenue of ETUDE ASSURANCE TROLLET SARL in 2023 is 1.9 M€.
Is ETUDE ASSURANCE TROLLET SARL profitable?
Yes, ETUDE ASSURANCE TROLLET SARL generated a net profit of 650 k€ in 2024.
Where is the headquarters of ETUDE ASSURANCE TROLLET SARL ?
The headquarters of ETUDE ASSURANCE TROLLET SARL is located in PARIS (75010), in the department Paris.
Where to find the tax return of ETUDE ASSURANCE TROLLET SARL ?
The tax return of ETUDE ASSURANCE TROLLET SARL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ETUDE ASSURANCE TROLLET SARL operate?
ETUDE ASSURANCE TROLLET SARL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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