SIREN : 879198422
ETS BERNARD is a French company founded 6 years ago, specialized in the sector Construction de maisons individuelles. Based in NICE (06000), this company of category PME shows in 2022 a revenue of 238 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 |
|---|---|---|---|
| Revenue | 237 667 € | 165 355 € | 118 622 € |
| Net income | 41 175 € | 32 380 € | 31 568 € |
| EBITDA | 56 882 € | 47 438 € | 43 020 € |
| Net margin | 17.3% | 19.6% | 26.6% |
In 2022, ETS BERNARD achieves revenue of 238 k€. Over the period 2020-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +41.5%. Vs 2021, growth of +44% (165 k€ -> 238 k€). After deducting consumption (23 k€), gross margin stands at 214 k€, i.e. a rate of 90%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 57 k€, representing 23.9% of revenue. Warning negative scissor effect: despite revenue change (+44%), EBITDA varies by +20%, reducing margin by 4.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 41 k€, i.e. 17.3% of revenue. This profit can be retained or distributed to shareholders.
237 667 €
214 236 €
56 882 €
47 551 €
41 175 €
23.9%
The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 20%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 22.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
31.709%
19.653%
22.827%
0.0
43.5%
In 2022, the debt ratio of ETS BERNARD (31.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of ETS BERNARD (19.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of ETS BERNARD (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 228.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
228.023
0.0
In 2022, the liquidity ratio of ETS BERNARD (228.02) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of ETS BERNARD (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Excellent situation: suppliers finance 42 days of the operating cycle (retail model). WCR is negative (-99 days): operations structurally generate cash. Notable WCR improvement over the period (-117%), freeing up cash.
-65 558 €
0 j
42 j
0 j
-99 j
Based on 113 transactions of similar company sales (all years), the value of ETS BERNARD is estimated at 132 046 € (range 51 491€ - 240 179€). With an EBITDA of 56 882€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ETS BERNARD with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of ETS BERNARD in 2022 is 238 k€.
Yes, ETS BERNARD generated a net profit of 41 k€ in 2022.
The headquarters of ETS BERNARD is located in NICE (06000), in the department Alpes-Maritimes.
The tax return of ETS BERNARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ETS BERNARD operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.