ETABLISSEMENTS VERRIER MICHEL : revenue, balance sheet and financial ratios

ETABLISSEMENTS VERRIER MICHEL is a French company founded 38 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels. Based in ISSOIRE (63500), this company of category PME shows in 2024 a revenue of 919 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETABLISSEMENTS VERRIER MICHEL (SIREN 342484284)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 918 746 € 988 168 € 1 056 157 € 1 319 357 € 1 207 124 € 1 275 633 € 1 155 486 € 1 145 932 € 1 260 663 €
Net income 31 290 € 5 612 € 45 699 € 45 480 € 73 008 € 36 868 € 70 403 € 62 823 € 53 474 € 75 123 €
EBITDA N/C -20 804 € 54 213 € 58 463 € 103 746 € 56 264 € 108 099 € 93 339 € 72 126 € 100 451 €
Net margin N/C 0.6% 4.6% 4.3% 5.5% 3.1% 5.5% 5.4% 4.7% 6.0%

Revenue and income statement

In 2025, ETABLISSEMENTS VERRIER MICHEL generates positive net income of 31 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 75 k€ -> 31 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

31 290 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

11.783%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

73.867%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

3.8%

Solvency indicators evolution
ETABLISSEMENTS VERRIER MICHEL

Sector positioning

Debt ratio
11.78 2025
2023
2024
2025
Q1: 0.02
Med: 9.71
Q3: 47.48
Average

In 2025, the debt ratio of ETABLISSEMENTS VERRIER MI... (11.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
73.87% 2025
2023
2024
2025
Q1: 19.0%
Med: 39.2%
Q3: 59.69%
Excellent +8 pts over 3 years

In 2025, the financial autonomy of ETABLISSEMENTS VERRIER MI... (73.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-21.08 years 2024
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.36 years
Excellent -51 pts over 2 years

In 2024, the repayment capacity of ETABLISSEMENTS VERRIER MI... (-21.08) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 474.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

474.389

Liquidity indicators evolution
ETABLISSEMENTS VERRIER MICHEL

Sector positioning

Liquidity ratio
474.39 2025
2023
2024
2025
Q1: 152.46
Med: 216.4
Q3: 341.64
Excellent

In 2025, the liquidity ratio of ETABLISSEMENTS VERRIER MI... (474.39) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2023
2024
Q1: 0.0x
Med: 0.15x
Q3: 4.83x
Average

In 2024, the interest coverage of ETABLISSEMENTS VERRIER MI... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ETABLISSEMENTS VERRIER MICHEL

Positioning of ETABLISSEMENTS VERRIER MICHEL in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels

Valuation estimate

Based on 61 transactions of similar company sales (all years), the value of ETABLISSEMENTS VERRIER MICHEL is estimated at 109 983 € (range 26 667€ - 249 992€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
61 tx
26k€ 109k€ 249k€
109 983 € Range: 26 667€ - 249 992€
NAF 5 all-time

Valuation method used

Net Income Multiple
31 290 € × 3.5x = 109 983 €
Range: 26 668€ - 249 992€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels)

Compare ETABLISSEMENTS VERRIER MICHEL with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels

Frequently asked questions about ETABLISSEMENTS VERRIER MICHEL

What is the revenue of ETABLISSEMENTS VERRIER MICHEL ?

The revenue of ETABLISSEMENTS VERRIER MICHEL in 2024 is 919 k€.

Is ETABLISSEMENTS VERRIER MICHEL profitable?

Yes, ETABLISSEMENTS VERRIER MICHEL generated a net profit of 31 k€ in 2025.

Where is the headquarters of ETABLISSEMENTS VERRIER MICHEL ?

The headquarters of ETABLISSEMENTS VERRIER MICHEL is located in ISSOIRE (63500), in the department Puy-de-Dome.

Where to find the tax return of ETABLISSEMENTS VERRIER MICHEL ?

The tax return of ETABLISSEMENTS VERRIER MICHEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETABLISSEMENTS VERRIER MICHEL operate?

ETABLISSEMENTS VERRIER MICHEL operates in the sector Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels (NAF code 46.51Z). See the 'Sector positioning' section above to compare the company with its competitors.