ETABLISSEMENTS STIVAL & BENOIT : revenue, balance sheet and financial ratios

ETABLISSEMENTS STIVAL & BENOIT is a French company founded 46 years ago, specialized in the sector Travaux de peinture et vitrerie. Based in VERNON (27200), this company of category PME shows in 2018 a revenue of 282 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETABLISSEMENTS STIVAL & BENOIT (SIREN 317841955)
Indicator 2024 2023 2018 2017 2016
Revenue N/C N/C 281 508 € 288 236 € 201 162 €
Net income 17 469 € 60 885 € 16 739 € 38 290 € -454 €
EBITDA N/C N/C 16 041 € 37 996 € -3 665 €
Net margin N/C N/C 5.9% 13.3% -0.2%

Revenue and income statement

In 2024, ETABLISSEMENTS STIVAL & BENOIT generates positive net income of 17 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

17 469 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

15.669%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

60.272%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

40.6%

Solvency indicators evolution
ETABLISSEMENTS STIVAL & BENOIT

Sector positioning

Debt ratio
15.67 2024
2018
2023
2024
Q1: 0.09
Med: 10.84
Q3: 41.67
Average

In 2024, the debt ratio of ETABLISSEMENTS STIVAL & B... (15.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
60.27% 2024
2018
2023
2024
Q1: 4.76%
Med: 31.21%
Q3: 55.38%
Excellent

In 2024, the financial autonomy of ETABLISSEMENTS STIVAL & B... (60.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.82 years 2018
2018
Q1: 0.0 years
Med: 0.0 years
Q3: 0.63 years
Average

In 2018, the repayment capacity of ETABLISSEMENTS STIVAL & B... (0.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 273.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

273.876

Liquidity indicators evolution
ETABLISSEMENTS STIVAL & BENOIT

Sector positioning

Liquidity ratio
273.88 2024
2018
2023
2024
Q1: 141.8
Med: 207.68
Q3: 324.48
Good -11 pts over 3 years

In 2024, the liquidity ratio of ETABLISSEMENTS STIVAL & B... (273.88) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2018
2018
Q1: 0.0x
Med: 0.06x
Q3: 2.23x
Average

In 2018, the interest coverage of ETABLISSEMENTS STIVAL & B... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ETABLISSEMENTS STIVAL & BENOIT

Positioning of ETABLISSEMENTS STIVAL & BENOIT in its sector

Comparison with sector Travaux de peinture et vitrerie

Valuation estimate

Based on 88 transactions of similar company sales (all years), the value of ETABLISSEMENTS STIVAL & BENOIT is estimated at 51 951 € (range 18 193€ - 98 925€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
88 tx
18k€ 51k€ 98k€
51 951 € Range: 18 193€ - 98 925€
NAF 5 all-time

Valuation method used

Net Income Multiple
17 469 € × 3.0x = 51 951 €
Range: 18 193€ - 98 926€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 88 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de peinture et vitrerie)

Compare ETABLISSEMENTS STIVAL & BENOIT with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de peinture et vitrerie

Frequently asked questions about ETABLISSEMENTS STIVAL & BENOIT

What is the revenue of ETABLISSEMENTS STIVAL & BENOIT ?

The revenue of ETABLISSEMENTS STIVAL & BENOIT in 2018 is 282 k€.

Is ETABLISSEMENTS STIVAL & BENOIT profitable?

Yes, ETABLISSEMENTS STIVAL & BENOIT generated a net profit of 17 k€ in 2024.

Where is the headquarters of ETABLISSEMENTS STIVAL & BENOIT ?

The headquarters of ETABLISSEMENTS STIVAL & BENOIT is located in VERNON (27200), in the department Eure.

Where to find the tax return of ETABLISSEMENTS STIVAL & BENOIT ?

The tax return of ETABLISSEMENTS STIVAL & BENOIT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETABLISSEMENTS STIVAL & BENOIT operate?

ETABLISSEMENTS STIVAL & BENOIT operates in the sector Travaux de peinture et vitrerie (NAF code 43.34Z). See the 'Sector positioning' section above to compare the company with its competitors.