ETABLISSEMENTS RAIMOND : revenue, balance sheet and financial ratios

ETABLISSEMENTS RAIMOND is a French company founded 37 years ago, specialized in the sector Travaux de couverture par éléments. Based in SAINT-JULIEN-DE-CONCELLES (44450), this company of category PME shows in 2025 a revenue of 11.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETABLISSEMENTS RAIMOND (SIREN 350695482)
Indicator 2025 2023 2022 2021 2020 2018 2017
Revenue 11 915 858 € N/C N/C N/C N/C 11 208 039 € 12 296 922 €
Net income 533 131 € 177 482 € 426 155 € 415 404 € 222 276 € 137 223 € -191 586 €
EBITDA 256 789 € N/C N/C N/C N/C 129 935 € -253 191 €
Net margin 4.5% N/C N/C N/C N/C 1.2% -1.6%

Revenue and income statement

In 2025, ETABLISSEMENTS RAIMOND achieves revenue of 11.9 M€. Activity remains stable over the period (CAGR: -0.4%). After deducting consumption (3.7 M€), gross margin stands at 8.3 M€, i.e. a rate of 69%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 257 k€, representing 2.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 533 k€, i.e. 4.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

11 915 858 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

8 260 132 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

256 789 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

211 306 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

533 131 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

2.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 40%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

17.485%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

40.283%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.611%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.89

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

28.4%

Solvency indicators evolution
ETABLISSEMENTS RAIMOND

Sector positioning

Debt ratio
17.48 2025
2022
2023
2025
Q1: 5.5
Med: 19.37
Q3: 43.02
Good +17 pts over 3 years

In 2025, the debt ratio of ETABLISSEMENTS RAIMOND (17.48) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
40.28% 2025
2022
2023
2025
Q1: 30.43%
Med: 48.45%
Q3: 62.62%
Average -15 pts over 3 years

In 2025, the financial autonomy of ETABLISSEMENTS RAIMOND (40.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.89 years 2025
2025
Q1: 0.11 years
Med: 0.62 years
Q3: 1.55 years
Average

In 2025, the repayment capacity of ETABLISSEMENTS RAIMOND (0.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 168.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.0x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

168.029

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

5.951

Liquidity indicators evolution
ETABLISSEMENTS RAIMOND

Sector positioning

Liquidity ratio
168.03 2025
2022
2023
2025
Q1: 162.47
Med: 222.06
Q3: 326.0
Average -11 pts over 3 years

In 2025, the liquidity ratio of ETABLISSEMENTS RAIMOND (168.03) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
5.95x 2025
2025
Q1: 0.16x
Med: 1.23x
Q3: 4.4x
Excellent

In 2025, the interest coverage of ETABLISSEMENTS RAIMOND (6.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 91 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 76 days. The company must finance 15 days of gap between collections and payments. Inventory turnover is 38 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 97 days of revenue, i.e. 3.2 M€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 211 443 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

91 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

76 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

38 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

97 j

WCR and payment terms evolution
ETABLISSEMENTS RAIMOND

Positioning of ETABLISSEMENTS RAIMOND in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of ETABLISSEMENTS RAIMOND is estimated at 1 130 986 € (range 625 749€ - 1 882 128€). With an EBITDA of 256 789€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
625k€ 1130k€ 1882k€
1 130 986 € Range: 625 749€ - 1 882 128€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
256 789 € × 2.2x
Estimation 577 688 €
238 442€ - 926 896€
Revenue Multiple 30%
11 915 858 € × 0.16x
Estimation 1 848 070 €
1 201 602€ - 3 024 637€
Net Income Multiple 20%
533 131 € × 2.7x
Estimation 1 438 606 €
730 238€ - 2 556 447€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare ETABLISSEMENTS RAIMOND with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about ETABLISSEMENTS RAIMOND

What is the revenue of ETABLISSEMENTS RAIMOND ?

The revenue of ETABLISSEMENTS RAIMOND in 2025 is 11.9 M€.

Is ETABLISSEMENTS RAIMOND profitable?

Yes, ETABLISSEMENTS RAIMOND generated a net profit of 533 k€ in 2025.

Where is the headquarters of ETABLISSEMENTS RAIMOND ?

The headquarters of ETABLISSEMENTS RAIMOND is located in SAINT-JULIEN-DE-CONCELLES (44450), in the department Loire-Atlantique.

Where to find the tax return of ETABLISSEMENTS RAIMOND ?

The tax return of ETABLISSEMENTS RAIMOND is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETABLISSEMENTS RAIMOND operate?

ETABLISSEMENTS RAIMOND operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.