ETABLISSEMENTS PONTIF ET CARIOU : revenue, balance sheet and financial ratios

ETABLISSEMENTS PONTIF ET CARIOU is a French company founded 42 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction . Based in LE TRAIT (76580), this company of category PME shows in 2022 a revenue of 15.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETABLISSEMENTS PONTIF ET CARIOU (SIREN 328478193)
Indicator 2022 2020 2019
Revenue 15 419 310 € 10 220 360 € 9 171 082 €
Net income 964 089 € 642 589 € 407 316 €
EBITDA 1 467 794 € 946 793 € 586 537 €
Net margin 6.3% 6.3% 4.4%

Revenue and income statement

In 2022, ETABLISSEMENTS PONTIF ET CARIOU achieves revenue of 15.4 M€. Over the period 2019-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +18.9%. Vs 2020, growth of +51% (10.2 M€ -> 15.4 M€). After deducting consumption (10.8 M€), gross margin stands at 4.6 M€, i.e. a rate of 30%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.5 M€, representing 9.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 964 k€, i.e. 6.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

15 419 310 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 628 523 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 467 794 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 290 728 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

964 089 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

9.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

27.272%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

47.382%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

7.129%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.878

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

47.1%

Solvency indicators evolution
ETABLISSEMENTS PONTIF ET CARIOU

Sector positioning

Debt ratio
27.27 2022
2019
2020
2022
Q1: 2.09
Med: 22.33
Q3: 68.37
Average -16 pts over 3 years

In 2022, the debt ratio of ETABLISSEMENTS PONTIF ET ... (27.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
47.38% 2022
2019
2020
2022
Q1: 22.62%
Med: 41.46%
Q3: 58.4%
Good +11 pts over 3 years

In 2022, the financial autonomy of ETABLISSEMENTS PONTIF ET ... (47.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.88 years 2022
2019
2020
2022
Q1: 0.0 years
Med: 0.56 years
Q3: 2.15 years
Average -13 pts over 3 years

In 2022, the repayment capacity of ETABLISSEMENTS PONTIF ET ... (0.88) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 218.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.8x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

218.729

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.828

Liquidity indicators evolution
ETABLISSEMENTS PONTIF ET CARIOU

Sector positioning

Liquidity ratio
218.73 2022
2019
2020
2022
Q1: 153.04
Med: 216.15
Q3: 306.08
Good +9 pts over 3 years

In 2022, the liquidity ratio of ETABLISSEMENTS PONTIF ET ... (218.73) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
1.83x 2022
2019
2020
2022
Q1: 0.0x
Med: 0.84x
Q3: 3.66x
Good -7 pts over 3 years

In 2022, the interest coverage of ETABLISSEMENTS PONTIF ET ... (1.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 42 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. Favorable situation: supplier credit is longer than customer credit by 24 days. Inventory turnover is 50 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 86 days of revenue, i.e. 3.7 M€ to permanently finance. Over 2019-2022, WCR increased by +93%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 675 347 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

42 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

66 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

50 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

86 j

WCR and payment terms evolution
ETABLISSEMENTS PONTIF ET CARIOU

Positioning of ETABLISSEMENTS PONTIF ET CARIOU in its sector

Comparison with sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (45 transactions). This range of 276 801€ to 2 006 456€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
276k€ 502k€ 2006k€
502 784 € Range: 276 801€ - 2 006 456€
NAF 5 année 2022

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 45 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) de bois et de matériaux de construction )

Compare ETABLISSEMENTS PONTIF ET CARIOU with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de bois et de matériaux de construction

Frequently asked questions about ETABLISSEMENTS PONTIF ET CARIOU

What is the revenue of ETABLISSEMENTS PONTIF ET CARIOU ?

The revenue of ETABLISSEMENTS PONTIF ET CARIOU in 2022 is 15.4 M€.

Is ETABLISSEMENTS PONTIF ET CARIOU profitable?

Yes, ETABLISSEMENTS PONTIF ET CARIOU generated a net profit of 964 k€ in 2022.

Where is the headquarters of ETABLISSEMENTS PONTIF ET CARIOU ?

The headquarters of ETABLISSEMENTS PONTIF ET CARIOU is located in LE TRAIT (76580), in the department Seine-Maritime.

Where to find the tax return of ETABLISSEMENTS PONTIF ET CARIOU ?

The tax return of ETABLISSEMENTS PONTIF ET CARIOU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETABLISSEMENTS PONTIF ET CARIOU operate?

ETABLISSEMENTS PONTIF ET CARIOU operates in the sector Commerce de gros (commerce interentreprises) de bois et de matériaux de construction (NAF code 46.73A). See the 'Sector positioning' section above to compare the company with its competitors.