ETABLISSEMENTS PASCAL ET GASQUET : revenue, balance sheet and financial ratios

ETABLISSEMENTS PASCAL ET GASQUET is a French company founded 56 years ago, specialized in the sector Agences immobilières. Based in MARSEILLE (13006), this company of category PME shows in 2022 a revenue of 447 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETABLISSEMENTS PASCAL ET GASQUET (SIREN 657020087)
Indicator 2022 2020 2018 2017 2016
Revenue 446 664 € 417 454 € 401 994 € 393 834 € 392 925 €
Net income 276 125 € 250 648 € 172 884 € 164 770 € 157 046 €
EBITDA 372 599 € 342 602 € 270 943 € 269 509 € 267 070 €
Net margin 61.8% 60.0% 43.0% 41.8% 40.0%

Revenue and income statement

In 2022, ETABLISSEMENTS PASCAL ET GASQUET achieves revenue of 447 k€. Revenue is growing positively over 5 years (CAGR: +2.2%). Vs 2020: +7%. After deducting consumption (0 €), gross margin stands at 447 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 373 k€, representing 83.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 276 k€, i.e. 61.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

446 664 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

446 664 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

372 599 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

329 313 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

276 125 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

83.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 90%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 71.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

90.29%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

52.171%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

71.51%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.021

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

37.9%

Solvency indicators evolution
ETABLISSEMENTS PASCAL ET GASQUET

Sector positioning

Debt ratio
90.29 2022
2018
2020
2022
Q1: 0.02
Med: 16.09
Q3: 77.93
Average +40 pts over 3 years

In 2022, the debt ratio of ETABLISSEMENTS PASCAL ET ... (90.29) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
52.17% 2022
2018
2020
2022
Q1: 7.59%
Med: 32.81%
Q3: 61.8%
Good -8 pts over 3 years

In 2022, the financial autonomy of ETABLISSEMENTS PASCAL ET ... (52.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
4.02 years 2022
2018
2020
2022
Q1: 0.0 years
Med: 0.01 years
Q3: 1.65 years
Average +17 pts over 3 years

In 2022, the repayment capacity of ETABLISSEMENTS PASCAL ET ... (4.02) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 9707.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.1x. Financial charges are adequately covered by operations.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

9707.081

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.143

Liquidity indicators evolution
ETABLISSEMENTS PASCAL ET GASQUET

Sector positioning

Liquidity ratio
9707.08 2022
2018
2020
2022
Q1: 112.52
Med: 195.07
Q3: 419.05
Excellent

In 2022, the liquidity ratio of ETABLISSEMENTS PASCAL ET ... (9707.08) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
3.14x 2022
2018
2020
2022
Q1: 0.0x
Med: 0.0x
Q3: 1.34x
Excellent +7 pts over 3 years

In 2022, the interest coverage of ETABLISSEMENTS PASCAL ET ... (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). WCR is negative (-10 days): operations structurally generate cash. Over 2016-2022, WCR increased by +42%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-12 221 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

57 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-10 j

WCR and payment terms evolution
ETABLISSEMENTS PASCAL ET GASQUET

Positioning of ETABLISSEMENTS PASCAL ET GASQUET in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 98 transactions of similar company sales in 2022, the value of ETABLISSEMENTS PASCAL ET GASQUET is estimated at 308 724 € (range 191 065€ - 845 825€). With an EBITDA of 372 599€, the sector multiple of 0.8x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
98 tx
191k€ 308k€ 845k€
308 724 € Range: 191 065€ - 845 825€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
372 599 € × 0.8x
Estimation 310 721 €
221 431€ - 999 203€
Revenue Multiple 30%
446 664 € × 0.30x
Estimation 134 126 €
75 676€ - 243 859€
Net Income Multiple 20%
276 125 € × 2.0x
Estimation 565 631 €
288 236€ - 1 365 333€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare ETABLISSEMENTS PASCAL ET GASQUET with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about ETABLISSEMENTS PASCAL ET GASQUET

What is the revenue of ETABLISSEMENTS PASCAL ET GASQUET ?

The revenue of ETABLISSEMENTS PASCAL ET GASQUET in 2022 is 447 k€.

Is ETABLISSEMENTS PASCAL ET GASQUET profitable?

Yes, ETABLISSEMENTS PASCAL ET GASQUET generated a net profit of 276 k€ in 2022.

Where is the headquarters of ETABLISSEMENTS PASCAL ET GASQUET ?

The headquarters of ETABLISSEMENTS PASCAL ET GASQUET is located in MARSEILLE (13006), in the department Bouches-du-Rhone.

Where to find the tax return of ETABLISSEMENTS PASCAL ET GASQUET ?

The tax return of ETABLISSEMENTS PASCAL ET GASQUET is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETABLISSEMENTS PASCAL ET GASQUET operate?

ETABLISSEMENTS PASCAL ET GASQUET operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.