SIREN : 326603941
ETABLISSEMENTS JOUMEL is a French company founded 43 years ago, specialized in the sector Travaux de plâtrerie. Based in SAINT-MALO (35400), this company of category PME shows in 2025 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 534 892 € | 2 092 259 € | N/C | N/C | N/C | N/C | N/C | N/C | 1 968 304 € |
| Net income | 41 109 € | 77 262 € | 6 024 € | 55 176 € | 25 209 € | 64 334 € | -50 192 € | -53 893 € | 16 470 € |
| EBITDA | 58 702 € | -64 608 € | N/C | N/C | N/C | N/C | N/C | N/C | 38 526 € |
| Net margin | 2.7% | 3.7% | N/C | N/C | N/C | N/C | N/C | N/C | 0.8% |
In 2025, ETABLISSEMENTS JOUMEL achieves revenue of 1.5 M€. Activity remains stable over the period (CAGR: -3.1%). Significant drop of -27% vs 2024. After deducting consumption (286 k€), gross margin stands at 1.2 M€, i.e. a rate of 81%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 59 k€, representing 3.8% of revenue. Positive scissor effect: EBITDA margin improves by +6.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 41 k€, i.e. 2.7% of revenue. This profit can be retained or distributed to shareholders.
1 534 892 €
1 248 545 €
58 702 €
43 811 €
41 109 €
3.8%
The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
26.386%
52.529%
3.674%
1.259
6.1%
In 2025, the debt ratio of ETABLISSEMENTS JOUMEL (26.39) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of ETABLISSEMENTS JOUMEL (52.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of ETABLISSEMENTS JOUMEL (1.26) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 264.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.9x. Financial charges are adequately covered by operations.
264.645
2.918
In 2025, the liquidity ratio of ETABLISSEMENTS JOUMEL (264.64) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of ETABLISSEMENTS JOUMEL (2.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 68 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. The gap of 37 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 16 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 82 days of revenue, i.e. 350 k€ to permanently finance.
350 078 €
68 j
31 j
16 j
82 j
Indicative estimate only : the number of comparable transactions in this sector is limited (39 transactions). This range of 97 986€ to 283 556€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 39 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ETABLISSEMENTS JOUMEL with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de plâtrerie
The revenue of ETABLISSEMENTS JOUMEL in 2025 is 1.5 M€.
Yes, ETABLISSEMENTS JOUMEL generated a net profit of 41 k€ in 2025.
The headquarters of ETABLISSEMENTS JOUMEL is located in SAINT-MALO (35400), in the department Ille-et-Vilaine.
The tax return of ETABLISSEMENTS JOUMEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ETABLISSEMENTS JOUMEL operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.