ETABLISSEMENTS JEAN-PAUL COMBIS : revenue, balance sheet and financial ratios

ETABLISSEMENTS JEAN-PAUL COMBIS is a French company founded 39 years ago, specialized in the sector Blanchisserie-teinturerie de détail. Based in AGDE (34300), this company of category PME shows in 2022 a revenue of 115 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETABLISSEMENTS JEAN-PAUL COMBIS (SIREN 339155574)
Indicator 2022 2021 2020 2019 2018 2017 2015
Revenue 114 914 € N/C 80 902 € N/C N/C 115 094 € 118 148 €
Net income 121 € 0 € -16 534 € 0 € 0 € 20 229 € -15 149 €
EBITDA 16 718 € N/C -1 645 € N/C N/C 18 605 € 17 269 €
Net margin 0.1% N/C -20.4% N/C N/C 17.6% -12.8%

Revenue and income statement

In 2022, ETABLISSEMENTS JEAN-PAUL COMBIS achieves revenue of 115 k€. Activity remains stable over the period (CAGR: -0.4%). After deducting consumption (6 k€), gross margin stands at 109 k€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 17 k€, representing 14.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 121 €, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

114 914 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

108 964 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

16 718 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

4 018 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

121 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

14.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 42%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 12.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

42.252%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

28.332%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

12.558%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.267

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.0%

Solvency indicators evolution
ETABLISSEMENTS JEAN-PAUL COMBIS

Sector positioning

Debt ratio
42.25 2022
2020
2021
2022
Q1: 0.0
Med: 26.31
Q3: 179.53
Average +12 pts over 3 years

In 2022, the debt ratio of ETABLISSEMENTS JEAN-PAUL ... (42.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
28.33% 2022
2020
2021
2022
Q1: 6.89%
Med: 34.58%
Q3: 69.7%
Average +13 pts over 3 years

In 2022, the financial autonomy of ETABLISSEMENTS JEAN-PAUL ... (28.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.27 years 2022
2020
2022
Q1: 0.0 years
Med: 0.37 years
Q3: 2.66 years
Watch

In 2022, the repayment capacity of ETABLISSEMENTS JEAN-PAUL ... (4.27) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1170.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1170.365

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
ETABLISSEMENTS JEAN-PAUL COMBIS

Sector positioning

Liquidity ratio
1170.37 2022
2020
2021
2022
Q1: 34.65
Med: 97.67
Q3: 214.79
Excellent

In 2022, the liquidity ratio of ETABLISSEMENTS JEAN-PAUL ... (1170.37) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2022
2020
2022
Q1: 0.0x
Med: 0.07x
Q3: 3.03x
Average

In 2022, the interest coverage of ETABLISSEMENTS JEAN-PAUL ... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 27 days. Overall, WCR represents 14 days of revenue, i.e. 4 k€ to permanently finance. Over 2015-2022, WCR increased by +109%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

4 349 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

27 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

14 j

WCR and payment terms evolution
ETABLISSEMENTS JEAN-PAUL COMBIS

Positioning of ETABLISSEMENTS JEAN-PAUL COMBIS in its sector

Comparison with sector Blanchisserie-teinturerie de détail

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (32 transactions). This range of 36 413€ to 151 196€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
36k€ 97k€ 151k€
97 023 € Range: 36 413€ - 151 196€
NAF 5 année 2022

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 32 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Blanchisserie-teinturerie de détail)

Compare ETABLISSEMENTS JEAN-PAUL COMBIS with other companies in the same sector:

Voir toutes les statistiques du secteur Blanchisserie-teinturerie de détail

Frequently asked questions about ETABLISSEMENTS JEAN-PAUL COMBIS

What is the revenue of ETABLISSEMENTS JEAN-PAUL COMBIS ?

The revenue of ETABLISSEMENTS JEAN-PAUL COMBIS in 2022 is 115 k€.

Is ETABLISSEMENTS JEAN-PAUL COMBIS profitable?

Yes, ETABLISSEMENTS JEAN-PAUL COMBIS generated a net profit of 121€ in 2022.

Where is the headquarters of ETABLISSEMENTS JEAN-PAUL COMBIS ?

The headquarters of ETABLISSEMENTS JEAN-PAUL COMBIS is located in AGDE (34300), in the department Herault.

Where to find the tax return of ETABLISSEMENTS JEAN-PAUL COMBIS ?

The tax return of ETABLISSEMENTS JEAN-PAUL COMBIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETABLISSEMENTS JEAN-PAUL COMBIS operate?

ETABLISSEMENTS JEAN-PAUL COMBIS operates in the sector Blanchisserie-teinturerie de détail (NAF code 96.01B). See the 'Sector positioning' section above to compare the company with its competitors.