SIREN : 574502233
ETABLISSEMENTS CROIZAT is a French company founded 69 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2021 a revenue of 465 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2019 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 465 476 € | 794 600 € | 825 319 € | 838 000 € |
| Net income | 176 338 € | -12 971 € | -74 747 € | -26 900 € |
| EBITDA | -416 061 € | -20 925 € | -78 536 € | -29 989 € |
| Net margin | 37.9% | -1.6% | -9.1% | -3.2% |
In 2021, ETABLISSEMENTS CROIZAT achieves revenue of 465 k€. Revenue is declining over the period 2016-2021 (CAGR: -11.1%). Significant drop of -41% vs 2019. After deducting consumption (177 k€), gross margin stands at 289 k€, i.e. a rate of 62%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -416 k€, representing -89.4% of revenue. Warning negative scissor effect: despite revenue change (-41%), EBITDA varies by -1888%, reducing margin by 86.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 176 k€, i.e. 37.9% of revenue. This profit can be retained or distributed to shareholders.
465 476 €
288 906 €
-416 061 €
-261 250 €
176 338 €
-88.8%
The debt ratio (= Financial debt / Equity x 100) stands at 51%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory.
50.51%
32.727%
-115.096%
-0.184
60.8%
In 2021, the debt ratio of ETABLISSEMENTS CROIZAT (50.51) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of ETABLISSEMENTS CROIZAT (32.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of ETABLISSEMENTS CROIZAT (-0.18) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 133.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
133.634
-0.311
In 2021, the liquidity ratio of ETABLISSEMENTS CROIZAT (133.63) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2021, the interest coverage of ETABLISSEMENTS CROIZAT (-0.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 84 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. The gap of 46 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 18 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 67 days of revenue, i.e. 87 k€ to permanently finance. Notable WCR improvement over the period (-51%), freeing up cash.
87 049 €
84 j
38 j
18 j
67 j
Based on 264 transactions of similar company sales (all years), the value of ETABLISSEMENTS CROIZAT is estimated at 265 390 € (range 98 148€ - 544 966€). The price/revenue ratio is 0.18x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 264 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ETABLISSEMENTS CROIZAT with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de menuiserie bois et PVC
The revenue of ETABLISSEMENTS CROIZAT in 2021 is 465 k€.
Yes, ETABLISSEMENTS CROIZAT generated a net profit of 176 k€ in 2021.
The headquarters of ETABLISSEMENTS CROIZAT is located in SAINT-ETIENNE (42000), in the department Loire.
The tax return of ETABLISSEMENTS CROIZAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ETABLISSEMENTS CROIZAT operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.