SIREN : 334147154
ETABLISSEMENTS BERNARD ET FILS is a French company founded 40 years ago, specialized in the sector Travaux de charpente. Based in SAINT-VICTOR (07410), this company of category PME shows in 2024 a revenue of 5.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 634 630 € | 4 109 337 € | 3 496 711 € | 4 714 264 € | 3 992 201 € | 5 581 698 € | 7 030 294 € | 5 087 961 € | 3 746 711 € |
| Net income | 460 337 € | 461 159 € | 177 978 € | 154 709 € | 103 429 € | 99 315 € | 222 976 € | 156 059 € | 127 898 € |
| EBITDA | 501 781 € | 660 351 € | 25 635 € | 663 275 € | 157 666 € | 130 191 € | 601 479 € | 184 524 € | 184 450 € |
| Net margin | 8.2% | 11.2% | 5.1% | 3.3% | 2.6% | 1.8% | 3.2% | 3.1% | 3.4% |
In 2024, ETABLISSEMENTS BERNARD ET FILS achieves revenue of 5.6 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.2%. Vs 2023, growth of +37% (4.1 M€ -> 5.6 M€). After deducting consumption (2.3 M€), gross margin stands at 3.3 M€, i.e. a rate of 59%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 502 k€, representing 8.9% of revenue. Warning negative scissor effect: despite revenue change (+37%), EBITDA varies by -24%, reducing margin by 7.2 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 460 k€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.
5 634 630 €
3 305 107 €
501 781 €
423 503 €
460 337 €
8.9%
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
6.179%
37.846%
6.428%
0.165
30.1%
In 2024, the debt ratio of ETABLISSEMENTS BERNARD ET... (6.18) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of ETABLISSEMENTS BERNARD ET... (37.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ETABLISSEMENTS BERNARD ET... (0.17) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 273.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
273.449
0.3
In 2024, the liquidity ratio of ETABLISSEMENTS BERNARD ET... (273.45) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ETABLISSEMENTS BERNARD ET... (0.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 38 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. Favorable situation: supplier credit is longer than customer credit by 9 days. Inventory turnover is 9 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 64 days of revenue, i.e. 995 k€ to permanently finance.
995 470 €
38 j
47 j
9 j
64 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 641 618€ to 2 325 506€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ETABLISSEMENTS BERNARD ET FILS with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de charpente
The revenue of ETABLISSEMENTS BERNARD ET FILS in 2024 is 5.6 M€.
Yes, ETABLISSEMENTS BERNARD ET FILS generated a net profit of 460 k€ in 2024.
The headquarters of ETABLISSEMENTS BERNARD ET FILS is located in SAINT-VICTOR (07410), in the department Ardeche.
The tax return of ETABLISSEMENTS BERNARD ET FILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ETABLISSEMENTS BERNARD ET FILS operates in the sector Travaux de charpente (NAF code 43.91A). See the 'Sector positioning' section above to compare the company with its competitors.