SIREN : 500448782
ESTERIA FINANCES is a French company founded 18 years ago, specialized in the sector Activités des sociétés holding. Based in MONDOUZIL (31850), this company of category PME shows in 2024 a revenue of 187 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | 186 995 € | 184 001 € | 174 204 € | 164 945 € |
| Net income | 116 059 € | 173 480 € | -11 709 € | 167 705 € |
| EBITDA | -45 596 € | -23 846 € | -21 979 € | -25 906 € |
| Net margin | 62.1% | 94.3% | -6.7% | 101.7% |
In 2024, ESTERIA FINANCES achieves revenue of 187 k€. Revenue is growing positively over 4 years (CAGR: +4.3%). Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 187 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -46 k€, representing -24.4% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -91%, reducing margin by 11.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 116 k€, i.e. 62.1% of revenue. This profit can be retained or distributed to shareholders.
186 995 €
186 995 €
-45 596 €
-31 829 €
116 059 €
-24.4%
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 54.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
13.504%
84.228%
53.998%
2.005
62.7%
In 2024, the debt ratio of ESTERIA FINANCES (13.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ESTERIA FINANCES (84.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ESTERIA FINANCES (2.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1521.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1521.454
-2.079
In 2024, the liquidity ratio of ESTERIA FINANCES (1521.45) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ESTERIA FINANCES (-2.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 285 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. The gap of 242 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 2016 days of revenue, i.e. 1.0 M€ to permanently finance. Over 2021-2024, WCR increased by +26%, requiring additional financing.
1 047 198 €
285 j
43 j
0 j
2016 j
Based on 54 transactions of similar company sales
in 2024,
the value of ESTERIA FINANCES is estimated at
133 835 €
(range 84 323€ - 425 243€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ESTERIA FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of ESTERIA FINANCES in 2024 is 187 k€.
Yes, ESTERIA FINANCES generated a net profit of 116 k€ in 2024.
The headquarters of ESTERIA FINANCES is located in MONDOUZIL (31850), in the department Haute-Garonne.
The tax return of ESTERIA FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ESTERIA FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.