Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2003-04-01 (23 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: BANDOL (83150), Var
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
ESPACE COURTAGE : revenue, balance sheet and financial ratios
ESPACE COURTAGE is a French company
founded 23 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in BANDOL (83150),
this company of category PME
shows in 2017 a net income positive of 69€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - ESPACE COURTAGE (SIREN 448056382)
Indicator
2017
Revenue
N/C
Net income
69 €
EBITDA
N/C
Net margin
N/C
Revenue and income statement
In 2017, ESPACE COURTAGE generates positive net income of 69 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2017)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
69 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2017)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
14.381%
Financial autonomy (2017)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
72.011%
Asset age ratio (2017)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
Debt ratio
14.381
Financial autonomy
72.011
Repayment capacity
None
Cash flow / Revenue
None%
Sector positioning
Debt ratio
14.382017
2017
Q1: 0.02
Med: 9.63
Q3: 58.5
Average
In 2017, the debt ratio of ESPACE COURTAGE (14.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
72.01%2017
2017
Q1: 15.61%
Med: 45.08%
Q3: 71.97%
Excellent
In 2017, the financial autonomy of ESPACE COURTAGE (72.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 513.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2017)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
513.459
Liquidity indicators evolution ESPACE COURTAGE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
Liquidity ratio
513.459
Interest coverage
None
Sector positioning
Liquidity ratio
513.462017
2017
Q1: 108.69
Med: 195.17
Q3: 426.47
Excellent
In 2017, the liquidity ratio of ESPACE COURTAGE (513.46) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Positioning of ESPACE COURTAGE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions).
This range of 64€ to 641€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2017
Indicative
0k€0k€0k€
136 €Range: 64€ - 641€
NAF 5 année 2017
How is this estimate calculated?
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare ESPACE COURTAGE with other companies in the same sector:
The revenue of ESPACE COURTAGE is not publicly disclosed (confidential accounts filed with INPI).
Is ESPACE COURTAGE profitable?
Yes, ESPACE COURTAGE generated a net profit of 69€ in 2017.
Where is the headquarters of ESPACE COURTAGE ?
The headquarters of ESPACE COURTAGE is located in BANDOL (83150), in the department Var.
Where to find the tax return of ESPACE COURTAGE ?
The tax return of ESPACE COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ESPACE COURTAGE operate?
ESPACE COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart