Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ESM ASSURANCES : revenue, balance sheet and financial ratios

ESM ASSURANCES is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CHALLANS (85300), this company of category PME has financial data available below. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ESM ASSURANCES (SIREN 829990126)
Indicator 2019
Revenue N/C
Net income 0 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2019, ESM ASSURANCES records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 87%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

87.383%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.967%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

68.4%

Solvency indicators evolution
ESM ASSURANCES

Sector positioning

Debt ratio
87.38 2019
2019
Q1: 0.02
Med: 10.37
Q3: 63.27
Average

In 2019, the debt ratio of ESM ASSURANCES (87.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.97% 2019
2019
Q1: 15.58%
Med: 46.47%
Q3: 74.04%
Average

In 2019, the financial autonomy of ESM ASSURANCES (40.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 156.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

156.944

Liquidity indicators evolution
ESM ASSURANCES

Sector positioning

Liquidity ratio
156.94 2019
2019
Q1: 110.23
Med: 205.98
Q3: 471.94
Average

In 2019, the liquidity ratio of ESM ASSURANCES (156.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of ESM ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare ESM ASSURANCES with other companies in the same sector:

Frequently asked questions about ESM ASSURANCES

What is the revenue of ESM ASSURANCES ?

The revenue of ESM ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is ESM ASSURANCES profitable?

Profitability information is not publicly available.

Where is the headquarters of ESM ASSURANCES ?

The headquarters of ESM ASSURANCES is located in CHALLANS (85300), in the department Vendee.

Where to find the tax return of ESM ASSURANCES ?

The tax return of ESM ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ESM ASSURANCES operate?

ESM ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.