SIREN : 808775084
ESCANDE BALZAN is a French company founded 11 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CASTRES (81100), this company of category PME shows in 2017 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2017 | 2016 |
|---|---|---|
| Revenue | 1 461 185 € | 1 404 760 € |
| Net income | 156 775 € | 166 936 € |
| EBITDA | 229 550 € | 247 298 € |
| Net margin | 10.7% | 11.9% |
In 2017, ESCANDE BALZAN achieves revenue of 1.5 M€. Vs 2016: +4%. After deducting consumption (0 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 230 k€, representing 15.7% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 157 k€, i.e. 10.7% of revenue. This profit can be retained or distributed to shareholders.
1 461 185 €
1 461 185 €
229 550 €
228 522 €
156 775 €
15.7%
The debt ratio (= Financial debt / Equity x 100) stands at 75%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 10.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
75.374%
28.791%
10.796%
4.061
66.0%
In 2017, the debt ratio of ESCANDE BALZAN (75.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2017, the financial autonomy of ESCANDE BALZAN (28.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2017, the repayment capacity of ESCANDE BALZAN (4.06) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 123.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.8x. Financial charges are adequately covered by operations.
123.004
4.764
In 2017, the liquidity ratio of ESCANDE BALZAN (123.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2017, the interest coverage of ESCANDE BALZAN (4.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 27 days. Overall, WCR represents 57 days of revenue, i.e. 232 k€ to permanently finance.
232 182 €
0 j
27 j
0 j
57 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 227 470€ to 1 481 892€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ESCANDE BALZAN with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ESCANDE BALZAN in 2017 is 1.5 M€.
Yes, ESCANDE BALZAN generated a net profit of 157 k€ in 2017.
The headquarters of ESCANDE BALZAN is located in CASTRES (81100), in the department Tarn.
The tax return of ESCANDE BALZAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ESCANDE BALZAN operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.