SIREN : 509000592
E.R.S. is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in AZAY-SUR-CHER (37270), this company of category PME shows in 2024 a revenue of 49 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 48 535 € | 48 563 € | 48 665 € | 49 256 € | 49 341 € | 48 000 € | 48 000 € | 48 000 € | 48 000 € | 48 000 € |
| Net income | 98 055 € | 127 033 € | 217 743 € | 83 057 € | -444 € | 112 096 € | 1 959 € | 5 757 € | 9 301 € | 9 496 € |
| EBITDA | -9 537 € | -16 044 € | -2 603 € | -5 856 € | 4 028 € | 7 250 € | 15 990 € | 18 588 € | 20 657 € | 20 219 € |
| Net margin | 202.0% | 261.6% | 447.4% | 168.6% | -0.9% | 233.5% | 4.1% | 12.0% | 19.4% | 19.8% |
In 2024, E.R.S. achieves revenue of 49 k€. Revenue is growing positively over 10 years (CAGR: +0.1%). Slight decline of -0% vs 2023. After deducting consumption (14 €), gross margin stands at 49 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -10 k€, representing -19.6% of revenue. Positive scissor effect: EBITDA margin improves by +13.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 98 k€, i.e. 202.0% of revenue. This profit can be retained or distributed to shareholders.
48 535 €
48 521 €
-9 537 €
-9 538 €
98 055 €
-19.6%
The debt ratio (= Financial debt / Equity x 100) stands at 122%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 50.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 11.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
122.067%
44.751%
11.223%
50.367
In 2024, the debt ratio of E.R.S. (122.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of E.R.S. (44.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of E.R.S. (50.37) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1752.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1752.569
-141.848
In 2024, the liquidity ratio of E.R.S. (1752.57) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of E.R.S. (-141.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 128 days. Excellent situation: suppliers finance 128 days of the operating cycle (retail model). Inventory turnover is 96 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 272 days of revenue, i.e. 37 k€ to permanently finance. Over 2015-2024, WCR increased by +113%, requiring additional financing.
36 674 €
0 j
128 j
96 j
272 j
Based on 62 transactions of similar company sales
in 2024,
the value of E.R.S. is estimated at
298 764 €
(range 86 896€ - 599 005€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare E.R.S. with other companies in the same sector:
The revenue of E.R.S. in 2024 is 49 k€.
Yes, E.R.S. generated a net profit of 98 k€ in 2024.
The headquarters of E.R.S. is located in AZAY-SUR-CHER (37270), in the department Indre-et-Loire.
The tax return of E.R.S. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
E.R.S. operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.