SIREN : 340202753
ERMECO is a French company founded 39 years ago, specialized in the sector Autres commerces de détail en magasin non spécialisé. Based in ARMOY (74200), this company of category PME shows in 2020 a revenue of 625 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 624 551 € | 728 311 € | 585 417 € |
| Net income | 9 741 € | 4 121 € | 2 155 € |
| EBITDA | 18 193 € | 23 368 € | 39 641 € |
| Net margin | 1.6% | 0.6% | 0.4% |
In 2020, ERMECO achieves revenue of 625 k€. Revenue is growing positively over 3 years (CAGR: +3.3%). Significant drop of -14% vs 2019. After deducting consumption (251 k€), gross margin stands at 373 k€, i.e. a rate of 60%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 2.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 10 k€, i.e. 1.6% of revenue. This profit can be retained or distributed to shareholders.
624 551 €
373 238 €
18 193 €
3 337 €
9 741 €
2.9%
The debt ratio (= Financial debt / Equity x 100) stands at 254%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 97.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
253.707%
17.754%
0.382%
97.161
14.5%
In 2020, the debt ratio of ERMECO (253.71) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2020, the financial autonomy of ERMECO (17.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of ERMECO (97.16) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 241.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.8x. Operating income very largely covers interest expenses: high safety margin.
241.376
12.84
In 2020, the liquidity ratio of ERMECO (241.38) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of ERMECO (12.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 53 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. The company must finance 18 days of gap between collections and payments. Inventory turnover is 93 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 109 days of revenue, i.e. 190 k€ to permanently finance.
189 789 €
53 j
35 j
93 j
109 j
Based on 59 transactions of similar company sales
in 2020,
the value of ERMECO is estimated at
274 278 €
(range 84 246€ - 669 309€).
With an EBITDA of 18 193€, the sector multiple of 4.0x is applied.
The price/revenue ratio is 1.14x
(premium valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 59 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ERMECO with other companies in the same sector:
Voir toutes les statistiques du secteur Autres commerces de détail en magasin non spécialisé
The revenue of ERMECO in 2020 is 625 k€.
Yes, ERMECO generated a net profit of 10 k€ in 2020.
The headquarters of ERMECO is located in ARMOY (74200), in the department Haute-Savoie.
The tax return of ERMECO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ERMECO operates in the sector Autres commerces de détail en magasin non spécialisé (NAF code 47.19B). See the 'Sector positioning' section above to compare the company with its competitors.