SIREN : 478028244
ERIC PASQUAUD FINANCES is a French company founded 21 years ago, specialized in the sector Gestion de fonds. Based in LA COUARDE-SUR-MER (17670), this company of category PME shows in 2024 a revenue of 23 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2017 |
|---|---|---|---|---|
| Revenue | 22 570 € | 45 500 € | 12 000 € | 36 000 € |
| Net income | 190 375 € | 12 407 € | 64 504 € | 16 610 € |
| EBITDA | -142 624 € | 4 115 € | -8 095 € | 23 707 € |
| Net margin | 843.5% | 27.3% | 537.5% | 46.1% |
In 2024, ERIC PASQUAUD FINANCES achieves revenue of 23 k€. Revenue is declining over the period 2017-2024 (CAGR: -6.5%). Significant drop of -50% vs 2023. After deducting consumption (9 k€), gross margin stands at 14 k€, i.e. a rate of 61%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -143 k€, representing -631.9% of revenue. Warning negative scissor effect: despite revenue change (-50%), EBITDA varies by -3566%, reducing margin by 641.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 190 k€, i.e. 843.5% of revenue. This profit can be retained or distributed to shareholders.
22 570 €
13 788 €
-142 624 €
-146 295 €
190 375 €
-631.9%
The debt ratio (= Financial debt / Equity x 100) stands at 291%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 22%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 806.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
291.494%
21.936%
806.159%
11.327
14.4%
In 2024, the debt ratio of ERIC PASQUAUD FINANCES (291.49) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ERIC PASQUAUD FINANCES (21.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ERIC PASQUAUD FINANCES (11.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 630.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
630.789
-12.102
In 2024, the liquidity ratio of ERIC PASQUAUD FINANCES (630.79) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of ERIC PASQUAUD FINANCES (-12.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 16214 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 72 days. The gap of 16142 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 38077 days of revenue, i.e. 2.4 M€ to permanently finance. Over 2017-2024, WCR increased by +1863%, requiring additional financing.
2 387 225 €
16214 j
72 j
0 j
38077 j
Based on 62 transactions of similar company sales
in 2024,
the value of ERIC PASQUAUD FINANCES is estimated at
566 966 €
(range 161 939€ - 1 126 532€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ERIC PASQUAUD FINANCES with other companies in the same sector:
The revenue of ERIC PASQUAUD FINANCES in 2024 is 23 k€.
Yes, ERIC PASQUAUD FINANCES generated a net profit of 190 k€ in 2024.
The headquarters of ERIC PASQUAUD FINANCES is located in LA COUARDE-SUR-MER (17670), in the department Charente-Maritime.
The tax return of ERIC PASQUAUD FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ERIC PASQUAUD FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.