SIREN : 411141583
ERGO 3 is a French company founded 29 years ago, specialized in the sector Gestion de fonds. Based in MOISSAC (82200), this company of category PME shows in 2019 a revenue of 213 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 |
|---|---|
| Revenue | 213 040 € |
| Net income | 3 572 € |
| EBITDA | -6 626 € |
| Net margin | 1.7% |
In 2019, ERGO 3 achieves revenue of 213 k€. After deducting consumption (0 €), gross margin stands at 213 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -7 k€, representing -3.1% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 1.7% of revenue. This profit can be retained or distributed to shareholders.
213 040 €
213 040 €
-6 626 €
-8 479 €
3 572 €
-3.1%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
2.449%
96.481%
2.544%
12.264
97.0%
In 2019, the debt ratio of ERGO 3 (2.45) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2019, the financial autonomy of ERGO 3 (96.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2019, the repayment capacity of ERGO 3 (12.26) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 5814.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
5814.243
0.0
In 2019, the liquidity ratio of ERGO 3 (5814.24) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2019, the interest coverage of ERGO 3 (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 68 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 81 days. Favorable situation: supplier credit is longer than customer credit by 13 days. Overall, WCR represents 284 days of revenue, i.e. 168 k€ to permanently finance.
168 170 €
68 j
81 j
0 j
284 j
Based on 61 transactions of similar company sales
in 2019,
the value of ERGO 3 is estimated at
72 044 €
(range 40 539€ - 108 067€).
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ERGO 3 with other companies in the same sector:
The revenue of ERGO 3 in 2019 is 213 k€.
Yes, ERGO 3 generated a net profit of 4 k€ in 2019.
The headquarters of ERGO 3 is located in MOISSAC (82200), in the department Tarn-et-Garonne.
The tax return of ERGO 3 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ERGO 3 operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.