SIREN : 884692310
ERGAFLO FINANCES is a French company founded 5 years ago, specialized in the sector Activités des sociétés holding. Based in WIMEREUX (62930), this company of category PME shows in 2025 a revenue of 169 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2021 |
|---|---|---|---|---|
| Revenue | 169 451 € | 52 801 € | 15 726 € | 13 000 € |
| Net income | 173 312 € | 75 801 € | 83 888 € | -45 886 € |
| EBITDA | 98 189 € | -2 823 € | -1 666 € | -35 488 € |
| Net margin | 102.3% | 143.6% | 533.4% | -353.0% |
In 2025, ERGAFLO FINANCES achieves revenue of 169 k€. Over the period 2021-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +90.0%. Vs 2024, growth of +221% (53 k€ -> 169 k€). After deducting consumption (0 €), gross margin stands at 169 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 98 k€, representing 57.9% of revenue. Positive scissor effect: EBITDA margin improves by +63.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 173 k€, i.e. 102.3% of revenue. This profit can be retained or distributed to shareholders.
169 451 €
169 451 €
98 189 €
98 227 €
173 312 €
57.9%
The debt ratio (= Financial debt / Equity x 100) stands at 191%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 102.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
190.613%
32.199%
102.279%
3.882
In 2025, the debt ratio of ERGAFLO FINANCES (190.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of ERGAFLO FINANCES (32.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of ERGAFLO FINANCES (3.88) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 436.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.7x. Operating income very largely covers interest expenses: high safety margin.
436.616
11.687
In 2025, the liquidity ratio of ERGAFLO FINANCES (436.62) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of ERGAFLO FINANCES (11.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 187 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 124 days. The gap of 63 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 101 days of revenue, i.e. 47 k€ to permanently finance. Over 2021-2025, WCR increased by +270%, requiring additional financing.
47 414 €
187 j
124 j
0 j
101 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 77 435€ to 979 264€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ERGAFLO FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of ERGAFLO FINANCES in 2025 is 169 k€.
Yes, ERGAFLO FINANCES generated a net profit of 173 k€ in 2025.
The headquarters of ERGAFLO FINANCES is located in WIMEREUX (62930), in the department Pas-de-Calais.
The tax return of ERGAFLO FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ERGAFLO FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.