Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

EQUA COURTAGE : revenue, balance sheet and financial ratios

EQUA COURTAGE is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MAXEVILLE (54320), this company of category PME shows in 2025 a net income positive of 453 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EQUA COURTAGE (SIREN 838974301)
Indicator 2025 2024 2023 2022
Revenue N/C N/C N/C N/C
Net income 452 838 € 438 466 € 276 554 € 329 791 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2025, EQUA COURTAGE generates positive net income of 453 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 330 k€ -> 453 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

452 838 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

82.814%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.3%

Solvency indicators evolution
EQUA COURTAGE

Sector positioning

Debt ratio
0.0 2025
2023
2024
2025
Q1: 0.0
Med: 4.8
Q3: 43.33
Excellent

In 2025, the debt ratio of EQUA COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
82.81% 2025
2023
2024
2025
Q1: 13.31%
Med: 50.74%
Q3: 79.01%
Excellent

In 2025, the financial autonomy of EQUA COURTAGE (82.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 574.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

574.498

Liquidity indicators evolution
EQUA COURTAGE

Sector positioning

Liquidity ratio
574.5 2025
2023
2024
2025
Q1: 158.14
Med: 330.46
Q3: 854.85
Good -7 pts over 3 years

In 2025, the liquidity ratio of EQUA COURTAGE (574.50) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of EQUA COURTAGE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of EQUA COURTAGE is estimated at 911 413 € (range 431 115€ - 4 161 419€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
193 transactions
431k€ 911k€ 4161k€
911 413 € Range: 431 115€ - 4 161 419€
NAF 5 all-time

Valuation method used

Net Income Multiple
452 838 € × 2.0x = 911 413 €
Range: 431 116€ - 4 161 419€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare EQUA COURTAGE with other companies in the same sector:

Frequently asked questions about EQUA COURTAGE

What is the revenue of EQUA COURTAGE ?

The revenue of EQUA COURTAGE is not publicly disclosed (confidential accounts filed with INPI).

Is EQUA COURTAGE profitable?

Yes, EQUA COURTAGE generated a net profit of 453 k€ in 2025.

Where is the headquarters of EQUA COURTAGE ?

The headquarters of EQUA COURTAGE is located in MAXEVILLE (54320), in the department Meurthe-et-Moselle.

Where to find the tax return of EQUA COURTAGE ?

The tax return of EQUA COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EQUA COURTAGE operate?

EQUA COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.