SIREN : 453409526
EPRIM PATRIMOINE is a French company founded 22 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VANNES (56000), this company of category PME shows in 2024 a revenue of 80 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2016 |
|---|---|---|---|---|
| Revenue | 80 475 € | 73 604 € | 133 865 € | 106 998 € |
| Net income | 52 248 € | 44 219 € | 44 680 € | 593 € |
| EBITDA | 63 313 € | 50 318 € | 53 473 € | 41 342 € |
| Net margin | 64.9% | 60.1% | 33.4% | 0.6% |
In 2024, EPRIM PATRIMOINE achieves revenue of 80 k€. Activity remains stable over the period (CAGR: -3.5%). Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 80 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 63 k€, representing 78.7% of revenue. Positive scissor effect: EBITDA margin improves by +10.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 52 k€, i.e. 64.9% of revenue. This profit can be retained or distributed to shareholders.
80 475 €
80 475 €
63 313 €
62 807 €
52 248 €
78.7%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 64.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.086%
82.981%
64.925%
0.076
In 2024, the debt ratio of EPRIM PATRIMOINE (2.09) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of EPRIM PATRIMOINE (83.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of EPRIM PATRIMOINE (0.08) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 654.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
654.126
0.0
In 2024, the liquidity ratio of EPRIM PATRIMOINE (654.13) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of EPRIM PATRIMOINE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 236 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 240 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Overall, WCR represents 189 days of revenue, i.e. 42 k€ to permanently finance. Over 2016-2024, WCR increased by +265%, requiring additional financing.
42 328 €
236 j
240 j
0 j
189 j
Based on 193 transactions of similar company sales (all years), the value of EPRIM PATRIMOINE is estimated at 83 074 € (range 26 461€ - 335 762€). With an EBITDA of 63 313€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EPRIM PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of EPRIM PATRIMOINE in 2024 is 80 k€.
Yes, EPRIM PATRIMOINE generated a net profit of 52 k€ in 2024.
The headquarters of EPRIM PATRIMOINE is located in VANNES (56000), in the department Morbihan.
The tax return of EPRIM PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EPRIM PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.