SIREN : 888921137
EPB FINANCES is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in FROUVILLE (95690), this company of category PME shows in 2023 a revenue of 270 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 |
|---|---|---|
| Revenue | 270 000 € | 264 000 € |
| Net income | 22 461 € | 26 460 € |
| EBITDA | 20 589 € | 27 862 € |
| Net margin | 8.3% | 10.0% |
In 2023, EPB FINANCES achieves revenue of 270 k€. Vs 2022: +2%. After deducting consumption (0 €), gross margin stands at 270 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 7.6% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -26%, reducing margin by 2.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 22 k€, i.e. 8.3% of revenue. This profit can be retained or distributed to shareholders.
270 000 €
270 000 €
20 589 €
26 678 €
22 461 €
7.6%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 6.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
11.981%
83.63%
6.158%
5.597
In 2023, the debt ratio of EPB FINANCES (11.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of EPB FINANCES (83.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of EPB FINANCES (5.60) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 67.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
67.394
0.0
In 2023, the liquidity ratio of EPB FINANCES (67.39) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of EPB FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 40 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 285 days. Excellent situation: suppliers finance 245 days of the operating cycle (retail model). WCR is negative (-23 days): operations structurally generate cash.
-17 507 €
40 j
285 j
0 j
-23 j
Based on 77 transactions of similar company sales
in 2023,
the value of EPB FINANCES is estimated at
126 298 €
(range 67 947€ - 196 437€).
With an EBITDA of 20 589€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EPB FINANCES with other companies in the same sector:
The revenue of EPB FINANCES in 2023 is 270 k€.
Yes, EPB FINANCES generated a net profit of 22 k€ in 2023.
The headquarters of EPB FINANCES is located in FROUVILLE (95690), in the department Val-d'Oise.
The tax return of EPB FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EPB FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.