SIREN : 509041489
EPARGNISSIMO is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOULOUSE (31000), this company of category PME shows in 2022 a revenue of 200 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | N/C | N/C | 200 145 € | N/C |
| Net income | 0 € | 0 € | 0 € | 0 € |
| EBITDA | N/C | N/C | 7 891 € | N/C |
| Net margin | N/C | N/C | 0.0% | N/C |
In 2024, EPARGNISSIMO records a net loss of 0 €. This deficit will reduce equity on the balance sheet.
The debt ratio (= Financial debt / Equity x 100) stands at -11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-10.697%
1.995%
65.3%
In 2024, the debt ratio of EPARGNISSIMO (-10.70) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of EPARGNISSIMO (2.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of EPARGNISSIMO (0.79) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 43.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
43.394
In 2024, the liquidity ratio of EPARGNISSIMO (43.39) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of EPARGNISSIMO (16.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 16209 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 16209 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow.
0 €
16209 j
0 j
0 j
Compare EPARGNISSIMO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of EPARGNISSIMO in 2022 is 200 k€.
Profitability information is not publicly available.
The headquarters of EPARGNISSIMO is located in TOULOUSE (31000), in the department Haute-Garonne.
The tax return of EPARGNISSIMO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EPARGNISSIMO operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.