Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 1991-12-24 (34 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: GROS-REDERCHING (57410), Moselle
EPARGNE PATRIMOINE INVESTISSEMENT : revenue, balance sheet and financial ratios
EPARGNE PATRIMOINE INVESTISSEMENT is a French company
founded 34 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in GROS-REDERCHING (57410),
this company of category PME
shows in 2022 a revenue of 45 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - EPARGNE PATRIMOINE INVESTISSEMENT (SIREN 383979341)
Indicator
2024
2023
2022
2021
2020
2018
2017
2016
Revenue
N/C
N/C
45 213 €
45 881 €
44 488 €
99 681 €
77 477 €
94 283 €
Net income
0 €
0 €
25 984 €
40 204 €
24 287 €
55 013 €
48 203 €
50 766 €
EBITDA
N/C
N/C
30 377 €
28 297 €
28 562 €
70 417 €
47 088 €
66 633 €
Net margin
N/C
N/C
57.5%
87.6%
54.6%
55.2%
62.2%
53.8%
Revenue and income statement
In 2024, EPARGNE PATRIMOINE INVESTISSEMENT records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2016-2022: 51 k€ -> 0 €.
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 649.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2020
2021
2022
2023
2024
Liquidity ratio
1684.742
1010.973
721.743
670.335
835.873
946.532
665.667
649.584
Interest coverage
0.0
0.0
0.0
0.0
0.0
0.0
None
None
Sector positioning
Liquidity ratio
649.582024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Excellent
In 2024, the liquidity ratio of EPARGNE PATRIMOINE INVEST... (649.58) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.0x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.09x
Average
In 2022, the interest coverage of EPARGNE PATRIMOINE INVEST... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution EPARGNE PATRIMOINE INVESTISSEMENT
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2020
2021
2022
2023
2024
Operating WCR
-489 €
8 588 €
-5 208 €
370 €
-2 303 €
948 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
Customer payment term (days)
0
46
0
0
0
0
0
0
Supplier payment term (days)
44
34
33
57
33
41
0
0
Positioning of EPARGNE PATRIMOINE INVESTISSEMENT in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Similar companies (Activités des agents et courtiers d'assurances)
Compare EPARGNE PATRIMOINE INVESTISSEMENT with other companies in the same sector:
Frequently asked questions about EPARGNE PATRIMOINE INVESTISSEMENT
What is the revenue of EPARGNE PATRIMOINE INVESTISSEMENT ?
The revenue of EPARGNE PATRIMOINE INVESTISSEMENT in 2022 is 45 k€.
Is EPARGNE PATRIMOINE INVESTISSEMENT profitable?
Yes, EPARGNE PATRIMOINE INVESTISSEMENT generated a net profit of 26 k€ in 2022.
Where is the headquarters of EPARGNE PATRIMOINE INVESTISSEMENT ?
The headquarters of EPARGNE PATRIMOINE INVESTISSEMENT is located in GROS-REDERCHING (57410), in the department Moselle.
Where to find the tax return of EPARGNE PATRIMOINE INVESTISSEMENT ?
The tax return of EPARGNE PATRIMOINE INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does EPARGNE PATRIMOINE INVESTISSEMENT operate?
EPARGNE PATRIMOINE INVESTISSEMENT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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