ENTREPRISE MAISONS DU CHER E.M.C : revenue, balance sheet and financial ratios

ENTREPRISE MAISONS DU CHER E.M.C is a French company founded 23 years ago, specialized in the sector Construction de maisons individuelles. Based in SAINT-DOULCHARD (18230), this company of category PME shows in 2023 a revenue of 3.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ENTREPRISE MAISONS DU CHER E.M.C (SIREN 447969015)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2016
Revenue N/C N/C 3 372 975 € N/C N/C N/C 2 885 913 € N/C N/C
Net income 69 789 € -90 986 € -162 944 € 21 554 € 203 655 € 146 065 € -11 330 € 23 509 € 54 761 €
EBITDA N/C N/C -105 123 € N/C N/C N/C 78 298 € N/C N/C
Net margin N/C N/C -4.8% N/C N/C N/C -0.4% N/C N/C

Revenue and income statement

In 2025, ENTREPRISE MAISONS DU CHER E.M.C generates positive net income of 70 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 55 k€ -> 70 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

69 789 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3251%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

3251.241%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

1.222%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

2.3%

Solvency indicators evolution
ENTREPRISE MAISONS DU CHER E.M.C

Sector positioning

Debt ratio
3251.24 2025
2023
2024
2025
Q1: 0.63
Med: 12.67
Q3: 36.22
Watch +22 pts over 3 years

In 2025, the debt ratio of ENTREPRISE MAISONS DU CHE... (3251.24) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
1.22% 2025
2023
2024
2025
Q1: 17.16%
Med: 36.58%
Q3: 57.45%
Watch

In 2025, the financial autonomy of ENTREPRISE MAISONS DU CHE... (1.2%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-2.71 years 2023
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 1.0 years
Excellent

In 2023, the repayment capacity of ENTREPRISE MAISONS DU CHE... (-2.71) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 98.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

98.935

Liquidity indicators evolution
ENTREPRISE MAISONS DU CHER E.M.C

Sector positioning

Liquidity ratio
98.94 2025
2023
2024
2025
Q1: 139.05
Med: 206.45
Q3: 306.65
Watch -7 pts over 3 years

In 2025, the liquidity ratio of ENTREPRISE MAISONS DU CHE... (98.94) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-9.81x 2023
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.58x
Average

In 2023, the interest coverage of ENTREPRISE MAISONS DU CHE... (-9.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ENTREPRISE MAISONS DU CHER E.M.C

Positioning of ENTREPRISE MAISONS DU CHER E.M.C in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of ENTREPRISE MAISONS DU CHER E.M.C is estimated at 173 236 € (range 58 728€ - 558 640€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
58k€ 173k€ 558k€
173 236 € Range: 58 728€ - 558 640€
NAF 5 all-time

Valuation method used

Net Income Multiple
69 789 € × 2.5x = 173 236 €
Range: 58 728€ - 558 641€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare ENTREPRISE MAISONS DU CHER E.M.C with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about ENTREPRISE MAISONS DU CHER E.M.C

What is the revenue of ENTREPRISE MAISONS DU CHER E.M.C ?

The revenue of ENTREPRISE MAISONS DU CHER E.M.C in 2023 is 3.4 M€.

Is ENTREPRISE MAISONS DU CHER E.M.C profitable?

Yes, ENTREPRISE MAISONS DU CHER E.M.C generated a net profit of 70 k€ in 2025.

Where is the headquarters of ENTREPRISE MAISONS DU CHER E.M.C ?

The headquarters of ENTREPRISE MAISONS DU CHER E.M.C is located in SAINT-DOULCHARD (18230), in the department Cher.

Where to find the tax return of ENTREPRISE MAISONS DU CHER E.M.C ?

The tax return of ENTREPRISE MAISONS DU CHER E.M.C is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ENTREPRISE MAISONS DU CHER E.M.C operate?

ENTREPRISE MAISONS DU CHER E.M.C operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.