SIREN : 096650031
ENTREPRISE & FINANCE S A is a French company founded 126 years ago, specialized in the sector Activités des sociétés holding. Based in MONTMIRAIL (51210), this company of category ETI shows in 2024 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 015 182 € | 923 316 € | 875 000 € | 765 000 € | 827 000 € | 760 000 € | 760 000 € | 779 920 € | 906 298 € |
| Net income | 11 907 € | 19 653 € | -18 510 € | 3 489 € | -8 747 € | 7 705 € | 13 939 € | 32 513 € | 15 484 € |
| EBITDA | 19 810 € | 20 672 € | -16 944 € | 4 523 € | -8 748 € | 10 964 € | -2 884 € | 19 254 € | 18 168 € |
| Net margin | 1.2% | 2.1% | -2.1% | 0.5% | -1.1% | 1.0% | 1.8% | 4.2% | 1.7% |
In 2024, ENTREPRISE & FINANCE S A achieves revenue of 1.0 M€. Revenue is growing positively over 9 years (CAGR: +1.4%). Vs 2023: +10%. After deducting consumption (0 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20 k€, representing 2.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 12 k€, i.e. 1.2% of revenue. This profit can be retained or distributed to shareholders.
1 015 182 €
1 015 182 €
19 810 €
19 837 €
11 907 €
2.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 1.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.0%
81.154%
1.173%
0.0
In 2024, the debt ratio of ENTREPRISE & FINANCE S A (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of ENTREPRISE & FINANCE S A (81.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ENTREPRISE & FINANCE S A (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 449.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
449.678
0.0
In 2024, the liquidity ratio of ENTREPRISE & FINANCE S A (449.68) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ENTREPRISE & FINANCE S A (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 121 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. The gap of 92 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 197 days of revenue, i.e. 556 k€ to permanently finance.
555 741 €
121 j
29 j
0 j
197 j
Based on 54 transactions of similar company sales
in 2024,
the value of ENTREPRISE & FINANCE S A is estimated at
230 688 €
(range 121 881€ - 313 499€).
With an EBITDA of 19 810€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ENTREPRISE & FINANCE S A with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of ENTREPRISE & FINANCE S A in 2024 is 1.0 M€.
Yes, ENTREPRISE & FINANCE S A generated a net profit of 12 k€ in 2024.
The headquarters of ENTREPRISE & FINANCE S A is located in MONTMIRAIL (51210), in the department Marne.
The tax return of ENTREPRISE & FINANCE S A is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ENTREPRISE & FINANCE S A operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.