Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE is a French company
founded 65 years ago,
specialized in the sector Location de logements.
Based in BORDEAUX (33300),
this company of category GE
shows in 2024 a revenue of 35.6 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE achieves revenue of 35.6 M€. After deducting consumption (1.1 M€), gross margin stands at 34.5 M€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16.0 M€, representing 45.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 605 k€, i.e. 1.7% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
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Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
35 638 071 €
Gross margin (2024)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
34 517 781 €
EBITDA (2024)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
16 049 669 €
EBIT (2024)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
1 330 073 €
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
604 817 €
EBITDA margin (2024)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
44.8%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
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Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Gross
Deprec.
Net
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Assets balance sheet data not available for this company
Liabilities
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Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 84%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 23.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 41.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
84.46%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
53.008%
Cash flow / Revenue (2024)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
41.587%
Repayment capacity (2024)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
23.814
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Debt ratio
84.46
Financial autonomy
53.008
Repayment capacity
23.814
Cash flow / Revenue
41.587%
Sector positioning
Debt ratio
84.462024
2024
Q1: -230.03
Med: 0.0
Q3: 65.81
Average
In 2024, the debt ratio of ENEAL, SOCIETE ANONYME D'... (84.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
53.01%2024
2024
Q1: 0.0%
Med: 8.97%
Q3: 61.89%
Good
In 2024, the financial autonomy of ENEAL, SOCIETE ANONYME D'... (53.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
23.81 years2024
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 16.0 years
Average
In 2024, the repayment capacity of ENEAL, SOCIETE ANONYME D'... (23.81) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1468.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 66.4x. Operating income very largely covers interest expenses: high safety margin.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1468.765
Interest coverage (2024)
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Interest coverage
Definition
Ability to cover interest charges with operating income.
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2024
Liquidity ratio
1468.765
Interest coverage
66.448
Sector positioning
Liquidity ratio
1468.772024
2024
Q1: 9.77
Med: 137.87
Q3: 789.07
Excellent
In 2024, the liquidity ratio of ENEAL, SOCIETE ANONYME D'... (1468.77) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
66.45x2024
2024
Q1: 0.0x
Med: 0.0x
Q3: 18.69x
Excellent
In 2024, the interest coverage of ENEAL, SOCIETE ANONYME D'... (66.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 106 days. Excellent situation: suppliers finance 106 days of the operating cycle (retail model). Inventory turnover is 10 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 105 days of revenue, i.e. 10.4 M€ to permanently finance.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
10 357 136 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
106 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
10 j
WCR in days of revenue (2024)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2024
Operating WCR
10 357 136 €
Inventory turnover (days)
10
Customer payment term (days)
0
Supplier payment term (days)
106
Positioning of ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE in its sector
Comparison with sector Location de logements
Valuation estimate
Based on 169 transactions of similar company sales
in 2024,
the value of ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE is estimated at
54 385 969 €
(range 15 438 639€ - 97 785 406€).
With an EBITDA of 16 049 669€, the sector multiple of 5.6x is applied.
The price/revenue ratio is 0.81x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
169 transactions
15438k€54385k€97785k€
54 385 969 €Range: 15 438 639€ - 97 785 406€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
16 049 669 €×5.6x
Estimation89 875 381 €
23 790 602€ - 160 416 482€
Revenue Multiple30%
35 638 071 €×0.81x
Estimation28 746 649 €
10 985 008€ - 53 605 479€
Net Income Multiple20%
604 817 €×6.8x
Estimation4 121 423 €
1 239 181€ - 7 477 612€
How is this estimate calculated?
This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Location de logements)
Compare ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE with other companies in the same sector:
What is the revenue of ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE ?
The revenue of ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE in 2024 is 35.6 M€.
Is ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE profitable?
Yes, ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE generated a net profit of 605 k€ in 2024.
Where is the headquarters of ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE ?
The headquarters of ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE is located in BORDEAUX (33300), in the department Gironde.
Where to find the tax return of ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE ?
The tax return of ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE operate?
ENEAL, SOCIETE ANONYME D'HABITATION LOYER MODERE-FONCIERE MEDICO SOCIALE operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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