SIREN : 438859258
EMILY is a French company founded 24 years ago, specialized in the sector Gestion de fonds. Based in BOUCHEMAINE (49080), this company of category PME shows in 2024 a revenue of 120 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 120 362 € | 125 758 € | 119 660 € | 129 385 € | 119 784 € |
| Net income | 25 769 € | 147 266 € | -34 646 € | -130 972 € | -69 758 € |
| EBITDA | 3 119 € | 7 509 € | 11 244 € | -7 148 € | -22 635 € |
| Net margin | 21.4% | 117.1% | -29.0% | -101.2% | -58.2% |
In 2024, EMILY achieves revenue of 120 k€. Revenue is growing positively over 5 years (CAGR: +0.1%). Slight decline of -4% vs 2023. After deducting consumption (5 k€), gross margin stands at 115 k€, i.e. a rate of 96%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 2.6% of revenue. Warning negative scissor effect: despite revenue change (-4%), EBITDA varies by -58%, reducing margin by 3.4 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 26 k€, i.e. 21.4% of revenue. This profit can be retained or distributed to shareholders.
120 362 €
115 391 €
3 119 €
-30 656 €
25 769 €
2.6%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 43.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
4.44%
95.032%
43.112%
1.554
37.6%
In 2024, the debt ratio of EMILY (4.44) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of EMILY (95.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of EMILY (1.55) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 11812.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 410.4x. Operating income very largely covers interest expenses: high safety margin.
11812.831
410.42
In 2024, the liquidity ratio of EMILY (11812.83) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of EMILY (410.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 223 days. Excellent situation: suppliers finance 223 days of the operating cycle (retail model). Inventory turnover is 31 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 38 days of revenue, i.e. 13 k€ to permanently finance. Notable WCR improvement over the period (-49%), freeing up cash.
12 701 €
0 j
223 j
31 j
38 j
Based on 62 transactions of similar company sales
in 2024,
the value of EMILY is estimated at
56 567 €
(range 18 830€ - 122 915€).
With an EBITDA of 3 119€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EMILY with other companies in the same sector:
The revenue of EMILY in 2024 is 120 k€.
Yes, EMILY generated a net profit of 26 k€ in 2024.
The headquarters of EMILY is located in BOUCHEMAINE (49080), in the department Maine-et-Loire.
The tax return of EMILY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EMILY operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.