Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

EMERAUDE GESTION PRIVEE : revenue, balance sheet and financial ratios

EMERAUDE GESTION PRIVEE is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in DINARD (35800), this company of category PME shows in 2022 a net income positive of 96 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EMERAUDE GESTION PRIVEE (SIREN 798661658)
Indicator 2022
Revenue N/C
Net income 95 516 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2022, EMERAUDE GESTION PRIVEE generates positive net income of 96 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

95 516 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 365%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 20%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

364.928%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

19.88%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

45.7%

Solvency indicators evolution
EMERAUDE GESTION PRIVEE

Sector positioning

Debt ratio
364.93 2022
2022
Q1: 0.03
Med: 12.53
Q3: 62.73
Average

In 2022, the debt ratio of EMERAUDE GESTION PRIVEE (364.93) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
19.88% 2022
2022
Q1: 17.6%
Med: 47.13%
Q3: 73.76%
Average

In 2022, the financial autonomy of EMERAUDE GESTION PRIVEE (19.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 541.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

541.917

Liquidity indicators evolution
EMERAUDE GESTION PRIVEE

Sector positioning

Liquidity ratio
541.92 2022
2022
Q1: 119.04
Med: 233.39
Q3: 514.95
Excellent

In 2022, the liquidity ratio of EMERAUDE GESTION PRIVEE (541.92) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of EMERAUDE GESTION PRIVEE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of EMERAUDE GESTION PRIVEE is estimated at 192 242 € (range 90 934€ - 877 757€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
90k€ 192k€ 877k€
192 242 € Range: 90 934€ - 877 757€
NAF 5 all-time

Valuation method used

Net Income Multiple
95 516 € × 2.0x = 192 242 €
Range: 90 934€ - 877 758€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare EMERAUDE GESTION PRIVEE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about EMERAUDE GESTION PRIVEE

What is the revenue of EMERAUDE GESTION PRIVEE ?

The revenue of EMERAUDE GESTION PRIVEE is not publicly disclosed (confidential accounts filed with INPI).

Is EMERAUDE GESTION PRIVEE profitable?

Yes, EMERAUDE GESTION PRIVEE generated a net profit of 96 k€ in 2022.

Where is the headquarters of EMERAUDE GESTION PRIVEE ?

The headquarters of EMERAUDE GESTION PRIVEE is located in DINARD (35800), in the department Ille-et-Vilaine.

Where to find the tax return of EMERAUDE GESTION PRIVEE ?

The tax return of EMERAUDE GESTION PRIVEE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EMERAUDE GESTION PRIVEE operate?

EMERAUDE GESTION PRIVEE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.