SIREN : 325877942
EMBADIF is a French company founded 43 years ago, specialized in the sector Centrales d'achat non alimentaires. Based in MONTAUBAN (82000), this company of category ETI shows in 2025 a revenue of 28.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 28 020 463 € | 28 279 563 € | 26 981 167 € | 24 318 536 € | 19 000 058 € | 21 826 404 € | 19 843 998 € | 21 592 572 € | 21 874 926 € | 23 687 815 € |
| Net income | 156 696 € | 111 572 € | 43 592 € | 62 446 € | 55 716 € | 76 369 € | 113 221 € | 108 397 € | 149 277 € | 124 656 € |
| EBITDA | 134 139 € | 128 552 € | 103 557 € | 141 987 € | 167 765 € | 137 600 € | 210 804 € | 151 308 € | 213 606 € | 12 923 € |
| Net margin | 0.6% | 0.4% | 0.2% | 0.3% | 0.3% | 0.3% | 0.6% | 0.5% | 0.7% | 0.5% |
In 2025, EMBADIF achieves revenue of 28.0 M€. Revenue is growing positively over 10 years (CAGR: +1.9%). Slight decline of -1% vs 2024. After deducting consumption (27.0 M€), gross margin stands at 1.0 M€, i.e. a rate of 4%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 134 k€, representing 0.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 157 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.
28 020 463 €
1 008 866 €
134 139 €
198 117 €
156 696 €
0.5%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 0.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
17.15%
24.725%
0.247%
4.43
6.8%
In 2025, the debt ratio of EMBADIF (17.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of EMBADIF (24.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of EMBADIF (4.43) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 140.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 55.7x. Operating income very largely covers interest expenses: high safety margin.
140.53
55.721
In 2025, the liquidity ratio of EMBADIF (140.53) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of EMBADIF (55.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 32 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. Favorable situation: supplier credit is longer than customer credit by 11 days. Inventory turnover is 8 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 65 days of revenue, i.e. 5.1 M€ to permanently finance. Over 2016-2025, WCR increased by +165%, requiring additional financing.
5 072 825 €
32 j
43 j
8 j
65 j
Based on 85 transactions of similar company sales
(all years),
the value of EMBADIF is estimated at
2 824 758 €
(range 1 569 322€ - 6 966 456€).
With an EBITDA of 134 139€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.32x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EMBADIF with other companies in the same sector:
Voir toutes les statistiques du secteur Centrales d'achat non alimentaires
The revenue of EMBADIF in 2025 is 28.0 M€.
Yes, EMBADIF generated a net profit of 157 k€ in 2025.
The headquarters of EMBADIF is located in MONTAUBAN (82000), in the department Tarn-et-Garonne.
The tax return of EMBADIF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EMBADIF operates in the sector Centrales d'achat non alimentaires (NAF code 46.19A). See the 'Sector positioning' section above to compare the company with its competitors.