SIREN : 818316796
E.M AUTO is a French company founded 10 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT-SAUVEUR (31790), this company of category PME shows in 2020 a revenue of 3.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 3 816 223 € | 3 313 925 € | 4 123 732 € | 3 005 113 € |
| Net income | 90 464 € | 72 967 € | 75 468 € | 75 269 € |
| EBITDA | 156 428 € | 95 772 € | 195 087 € | 100 733 € |
| Net margin | 2.4% | 2.2% | 1.8% | 2.5% |
In 2020, E.M AUTO achieves revenue of 3.8 M€. Over the period 2017-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +8.3%. Vs 2019, growth of +15% (3.3 M€ -> 3.8 M€). After deducting consumption (3.4 M€), gross margin stands at 370 k€, i.e. a rate of 10%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 156 k€, representing 4.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 90 k€, i.e. 2.4% of revenue. This profit can be retained or distributed to shareholders.
3 816 223 €
369 867 €
156 428 €
125 025 €
90 464 €
4.1%
The debt ratio (= Financial debt / Equity x 100) stands at 135%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 3.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
134.967%
31.055%
3.123%
4.291
62.3%
In 2020, the debt ratio of E.M AUTO (134.97) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of E.M AUTO (31.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of E.M AUTO (4.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 365.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.9x. Financial charges are adequately covered by operations.
365.537
2.867
In 2020, the liquidity ratio of E.M AUTO (365.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of E.M AUTO (2.9x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 43 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. The gap of 37 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 52 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 81 days of revenue, i.e. 854 k€ to permanently finance. Over 2017-2020, WCR increased by +134%, requiring additional financing.
853 651 €
43 j
6 j
52 j
81 j
Based on 122 transactions of similar company sales in 2020, the value of E.M AUTO is estimated at 317 757 € (range 123 464€ - 996 413€). With an EBITDA of 156 428€, the sector multiple of 2.0x is applied. The price/revenue ratio is 0.09x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 122 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare E.M AUTO with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of E.M AUTO in 2020 is 3.8 M€.
Yes, E.M AUTO generated a net profit of 90 k€ in 2020.
The headquarters of E.M AUTO is located in SAINT-SAUVEUR (31790), in the department Haute-Garonne.
The tax return of E.M AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
E.M AUTO operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.