SIREN : 453730632
ELYSEES PATRIMOINES is a French company founded 22 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CHAVANOD (74650), this company of category PME shows in 2025 a revenue of 645 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 645 157 € | 742 684 € | 742 082 € | N/C | 757 054 € | 718 196 € | 721 090 € |
| Net income | -755 € | 133 992 € | 122 892 € | 105 208 € | 110 599 € | 108 150 € | 143 874 € |
| EBITDA | 4 095 € | 134 410 € | 174 824 € | N/C | 157 596 € | 153 487 € | 202 580 € |
| Net margin | -0.1% | 18.0% | 16.6% | N/C | 14.6% | 15.1% | 20.0% |
In 2025, ELYSEES PATRIMOINES achieves revenue of 645 k€. Activity remains stable over the period (CAGR: -1.8%). Significant drop of -13% vs 2024. After deducting consumption (0 €), gross margin stands at 645 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 0.6% of revenue. Warning negative scissor effect: despite revenue change (-13%), EBITDA varies by -97%, reducing margin by 17.5 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -755 € (-0.1% of revenue), which will impact equity.
645 157 €
645 157 €
4 095 €
-1 624 €
-755 €
0.6%
The debt ratio (= Financial debt / Equity x 100) stands at 1430%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 45.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
1429.51%
4.198%
1.15%
45.166
61.2%
In 2025, the debt ratio of ELYSEES PATRIMOINES (1429.51) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of ELYSEES PATRIMOINES (4.2%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of ELYSEES PATRIMOINES (45.17) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 264.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 304.5x. Operating income very largely covers interest expenses: high safety margin.
264.532
304.542
In 2025, the liquidity ratio of ELYSEES PATRIMOINES (264.53) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of ELYSEES PATRIMOINES (304.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 93 days. Excellent situation: suppliers finance 93 days of the operating cycle (retail model). Overall, WCR represents 28 days of revenue, i.e. 51 k€ to permanently finance. Over 2019-2025, WCR increased by +117%, requiring additional financing.
50 987 €
0 j
93 j
0 j
28 j
Based on 193 transactions of similar company sales (all years), the value of ELYSEES PATRIMOINES is estimated at 240 781 € (range 67 082€ - 457 864€). With an EBITDA of 4 095€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ELYSEES PATRIMOINES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of ELYSEES PATRIMOINES in 2025 is 645 k€.
ELYSEES PATRIMOINES recorded a net loss in 2025.
The headquarters of ELYSEES PATRIMOINES is located in CHAVANOD (74650), in the department Haute-Savoie.
The tax return of ELYSEES PATRIMOINES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ELYSEES PATRIMOINES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.