SIREN : 492617980
ELA FINANCES is a French company founded 19 years ago, specialized in the sector Gestion de fonds. Based in RONCQ (59223), this company of category PME shows in 2024 a revenue of 175 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 175 000 € | 235 000 € | N/C |
| Net income | -106 565 € | 3 497 € | -36 845 € |
| EBITDA | 11 095 € | 65 934 € | N/C |
| Net margin | -60.9% | 1.5% | N/C |
In 2024, ELA FINANCES achieves revenue of 175 k€. Revenue is declining over the period 2023-2024 (CAGR: -25.5%). Significant drop of -26% vs 2023. After deducting consumption (0 €), gross margin stands at 175 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 6.3% of revenue. Warning negative scissor effect: despite revenue change (-26%), EBITDA varies by -83%, reducing margin by 21.7 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -107 k€ (-60.9% of revenue), which will impact equity.
175 000 €
175 000 €
11 095 €
-17 006 €
-106 565 €
6.3%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 88%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
6.664%
87.595%
-44.838%
-0.909
50.8%
In 2024, the debt ratio of ELA FINANCES (6.66) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of ELA FINANCES (87.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of ELA FINANCES (-0.91) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 8370.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 18.9x. Operating income very largely covers interest expenses: high safety margin.
8370.435
18.864
In 2024, the liquidity ratio of ELA FINANCES (8370.43) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of ELA FINANCES (18.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 67 days. Excellent situation: suppliers finance 67 days of the operating cycle (retail model). Overall, WCR represents 1763 days of revenue, i.e. 857 k€ to permanently finance.
857 047 €
0 j
67 j
0 j
1763 j
Based on 62 transactions of similar company sales
in 2024,
the value of ELA FINANCES is estimated at
53 246 €
(range 20 684€ - 130 519€).
With an EBITDA of 11 095€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ELA FINANCES with other companies in the same sector:
The revenue of ELA FINANCES in 2024 is 175 k€.
ELA FINANCES recorded a net loss in 2024.
The headquarters of ELA FINANCES is located in RONCQ (59223), in the department Nord.
The tax return of ELA FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ELA FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.