SIREN : 489222265
EK FINANCE is a French company founded 20 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in RIVES-DU-LOIR-EN-ANJOU (49140), this company of category PME shows in 2018 a revenue of 114 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 |
|---|---|---|
| Revenue | 114 000 € | 114 000 € |
| Net income | -22 189 € | -10 221 € |
| EBITDA | -22 603 € | -10 685 € |
| Net margin | -19.5% | -9.0% |
In 2018, EK FINANCE achieves revenue of 114 k€. Slight decline of 0% vs 2017. After deducting consumption (0 €), gross margin stands at 114 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -23 k€, representing -19.8% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -112%, reducing margin by 10.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -22 k€ (-19.5% of revenue), which will impact equity.
114 000 €
114 000 €
-22 603 €
-22 628 €
-22 189 €
-19.8%
The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
36.375%
70.534%
-19.464%
-3.831
In 2018, the debt ratio of EK FINANCE (36.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of EK FINANCE (70.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2018, the repayment capacity of EK FINANCE (-3.83) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 472.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
472.191
-0.009
In 2018, the liquidity ratio of EK FINANCE (472.19) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2018, the interest coverage of EK FINANCE (-0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 145 days. Excellent situation: suppliers finance 145 days of the operating cycle (retail model). Overall, WCR represents 111 days of revenue, i.e. 35 k€ to permanently finance.
35 231 €
0 j
145 j
0 j
111 j
Indicative estimate only : the number of comparable transactions in this sector is limited (27 transactions). This range of 8 957€ to 30 653€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 27 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EK FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de menuiserie bois et PVC
The revenue of EK FINANCE in 2018 is 114 k€.
EK FINANCE recorded a net loss in 2018.
The headquarters of EK FINANCE is located in RIVES-DU-LOIR-EN-ANJOU (49140), in the department Maine-et-Loire.
The tax return of EK FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EK FINANCE operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.