SIREN : 537842189
EIG FINANCES REUNION is a French company founded 14 years ago, specialized in the sector Autre distribution de crédit. Based in SAINT-DENIS (97490), this company of category PME shows in 2019 a revenue of 454 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2015 |
|---|---|---|---|
| Revenue | 454 330 € | 257 425 € | 294 202 € |
| Net income | 95 081 € | -79 973 € | 35 628 € |
| EBITDA | 111 038 € | -45 624 € | 37 121 € |
| Net margin | 20.9% | -31.1% | 12.1% |
In 2019, EIG FINANCES REUNION achieves revenue of 454 k€. Over the period 2015-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +11.5%. Vs 2018, growth of +76% (257 k€ -> 454 k€). After deducting consumption (0 €), gross margin stands at 454 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 111 k€, representing 24.4% of revenue. Positive scissor effect: EBITDA margin improves by +42.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 95 k€, i.e. 20.9% of revenue. This profit can be retained or distributed to shareholders.
454 330 €
454 330 €
111 038 €
115 931 €
95 081 €
24.4%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 21.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.102%
0.765%
21.226%
0.0
16.8%
In 2019, the debt ratio of EIG FINANCES REUNION (2.10) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2019, the financial autonomy of EIG FINANCES REUNION (0.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2019, the repayment capacity of EIG FINANCES REUNION (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 124.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
124.341
0.0
In 2019, the liquidity ratio of EIG FINANCES REUNION (124.34) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2019, the interest coverage of EIG FINANCES REUNION (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 87 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11 days. The gap of 76 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 22 days of revenue, i.e. 28 k€ to permanently finance. Over 2015-2019, WCR increased by +257%, requiring additional financing.
28 196 €
87 j
11 j
0 j
22 j
Based on 135 transactions of similar company sales (all years), the value of EIG FINANCES REUNION is estimated at 42 348 € (range 33 352€ - 266 945€). With an EBITDA of 111 038€, the sector multiple of 0.3x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EIG FINANCES REUNION with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of EIG FINANCES REUNION in 2019 is 454 k€.
Yes, EIG FINANCES REUNION generated a net profit of 95 k€ in 2019.
The headquarters of EIG FINANCES REUNION is located in SAINT-DENIS (97490), in the department La Reunion.
The tax return of EIG FINANCES REUNION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EIG FINANCES REUNION operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.