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EGS ASSURANCE ET PATRIMOINE : revenue, balance sheet and financial ratios

EGS ASSURANCE ET PATRIMOINE is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LE CANNET (06110), this company of category PME shows in 2022 a revenue of 778 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EGS ASSURANCE ET PATRIMOINE (SIREN 801576398)
Indicator 2025 2024 2022
Revenue N/C N/C 777 593 €
Net income 606 963 € 1 028 467 € 514 416 €
EBITDA N/C N/C 694 298 €
Net margin N/C N/C 66.2%

Revenue and income statement

In 2025, EGS ASSURANCE ET PATRIMOINE generates positive net income of 607 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 514 k€ -> 607 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

606 963 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

99.291%

Solvency indicators evolution
EGS ASSURANCE ET PATRIMOINE

Sector positioning

Debt ratio
0.0 2025
2022
2024
2025
Q1: 0.0
Med: 5.25
Q3: 44.01
Excellent

In 2025, the debt ratio of EGS ASSURANCE ET PATRIMOINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
99.29% 2025
2022
2024
2025
Q1: 14.47%
Med: 50.82%
Q3: 78.71%
Excellent +22 pts over 3 years

In 2025, the financial autonomy of EGS ASSURANCE ET PATRIMOINE (99.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Excellent

In 2022, the repayment capacity of EGS ASSURANCE ET PATRIMOINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 14085.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

14085.542

Liquidity indicators evolution
EGS ASSURANCE ET PATRIMOINE

Sector positioning

Liquidity ratio
14085.54 2025
2022
2024
2025
Q1: 157.68
Med: 329.7
Q3: 847.44
Excellent

In 2025, the liquidity ratio of EGS ASSURANCE ET PATRIMOINE (14085.54) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.01x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Good

In 2022, the interest coverage of EGS ASSURANCE ET PATRIMOINE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
EGS ASSURANCE ET PATRIMOINE

Positioning of EGS ASSURANCE ET PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of EGS ASSURANCE ET PATRIMOINE is estimated at 1 221 615 € (range 577 847€ - 5 577 772€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
193 transactions
577k€ 1221k€ 5577k€
1 221 615 € Range: 577 847€ - 5 577 772€
NAF 5 all-time

Valuation method used

Net Income Multiple
606 963 € × 2.0x = 1 221 616 €
Range: 577 848€ - 5 577 773€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare EGS ASSURANCE ET PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about EGS ASSURANCE ET PATRIMOINE

What is the revenue of EGS ASSURANCE ET PATRIMOINE ?

The revenue of EGS ASSURANCE ET PATRIMOINE in 2022 is 778 k€.

Is EGS ASSURANCE ET PATRIMOINE profitable?

Yes, EGS ASSURANCE ET PATRIMOINE generated a net profit of 607 k€ in 2025.

Where is the headquarters of EGS ASSURANCE ET PATRIMOINE ?

The headquarters of EGS ASSURANCE ET PATRIMOINE is located in LE CANNET (06110), in the department Alpes-Maritimes.

Where to find the tax return of EGS ASSURANCE ET PATRIMOINE ?

The tax return of EGS ASSURANCE ET PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EGS ASSURANCE ET PATRIMOINE operate?

EGS ASSURANCE ET PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.