EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) : revenue, balance sheet and financial ratios

EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) is a French company founded 23 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category ETI shows in 2024 a revenue of 63.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) (SIREN 443114632)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 63 173 499 € 57 806 530 € 48 497 482 € 42 885 725 € 42 885 725 € 37 880 278 € 37 880 279 € 36 158 287 € 31 899 957 €
Net income 13 145 358 € 13 424 462 € 11 055 569 € 9 318 780 € 9 318 780 € 11 829 775 € 11 829 775 € 13 581 264 € 10 825 413 €
EBITDA 20 722 857 € 19 476 463 € 16 337 547 € 14 016 076 € 14 016 086 € 16 554 247 € 18 556 250 € 19 586 941 € 16 485 836 €
Net margin 20.8% 23.2% 22.8% 21.7% 21.7% 31.2% 31.2% 37.6% 33.9%

Revenue and income statement

In 2024, EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) achieves revenue of 63.2 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.9%. Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 63.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20.7 M€, representing 32.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13.1 M€, i.e. 20.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

63 173 499 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

63 173 499 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

20 722 857 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

18 347 600 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

13 145 358 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

32.8%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 24.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.226%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

56.205%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

24.082%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.004

Solvency indicators evolution
EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE)

Sector positioning

Debt ratio
0.23 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good

In 2024, the debt ratio of EDMOND DE ROTHSCHILD ASSU... (0.23) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
56.2% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good +9 pts over 3 years

In 2024, the financial autonomy of EDMOND DE ROTHSCHILD ASSU... (56.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.12 years
Q3: 1.71 years
Good

In 2024, the repayment capacity of EDMOND DE ROTHSCHILD ASSU... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 184.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

184.818

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.012

Liquidity indicators evolution
EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE)

Sector positioning

Liquidity ratio
184.82 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average +6 pts over 3 years

In 2024, the liquidity ratio of EDMOND DE ROTHSCHILD ASSU... (184.82) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.01x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.2x
Good +25 pts over 3 years

In 2024, the interest coverage of EDMOND DE ROTHSCHILD ASSU... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 95 days. Excellent situation: suppliers finance 46 days of the operating cycle (retail model). Overall, WCR represents 42 days of revenue, i.e. 7.3 M€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

7 306 015 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

49 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

95 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

42 j

WCR and payment terms evolution
EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE)

Positioning of EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) is estimated at 36 454 582 € (range 10 935 203€ - 122 817 113€). With an EBITDA of 20 722 857€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
10935k€ 36454k€ 122817k€
36 454 582 € Range: 10 935 203€ - 122 817 113€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
20 722 857 € × 1.2x
Estimation 25 088 205 €
6 480 030€ - 128 057 447€
Revenue Multiple 30%
63 173 499 € × 0.98x
Estimation 62 063 426 €
17 307 433€ - 115 427 211€
Net Income Multiple 20%
13 145 358 € × 2.0x
Estimation 26 457 260 €
12 514 793€ - 120 801 131€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE)

What is the revenue of EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) ?

The revenue of EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) in 2024 is 63.2 M€.

Is EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) profitable?

Yes, EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) generated a net profit of 13.1 M€ in 2024.

Where is the headquarters of EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) ?

The headquarters of EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) is located in PARIS (75008), in the department Paris.

Where to find the tax return of EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) ?

The tax return of EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) operate?

EDMOND DE ROTHSCHILD ASSURANCES ET CONSEILS (FRANCE) operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.