Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

ECOVIA ASSURANCES : revenue, balance sheet and financial ratios

ECOVIA ASSURANCES is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TAIN-L'HERMITAGE (26600), this company of category PME shows in 2024 a net income positive of 29 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ECOVIA ASSURANCES (SIREN 848109047)
Indicator 2024 2023
Revenue N/C N/C
Net income 29 244 € 25 926 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2024, ECOVIA ASSURANCES generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2024: 26 k€ -> 29 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

29 244 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 160%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

159.988%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.712%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

65.1%

Solvency indicators evolution
ECOVIA ASSURANCES

Sector positioning

Debt ratio
159.99 2024
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.43
Watch

In 2024, the debt ratio of ECOVIA ASSURANCES (159.99) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
26.71% 2024
2023
2024
Q1: 12.99%
Med: 47.62%
Q3: 76.27%
Average +6 pts over 2 years

In 2024, the financial autonomy of ECOVIA ASSURANCES (26.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 54.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

54.115

Liquidity indicators evolution
ECOVIA ASSURANCES

Sector positioning

Liquidity ratio
54.12 2024
2023
2024
Q1: 123.97
Med: 243.45
Q3: 572.29
Watch +16 pts over 2 years

In 2024, the liquidity ratio of ECOVIA ASSURANCES (54.12) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of ECOVIA ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of ECOVIA ASSURANCES is estimated at 58 858 € (range 27 841€ - 268 741€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
27k€ 58k€ 268k€
58 858 € Range: 27 841€ - 268 741€
NAF 5 all-time

Valuation method used

Net Income Multiple
29 244 € × 2.0x = 58 859 €
Range: 27 841€ - 268 742€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare ECOVIA ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ECOVIA ASSURANCES

What is the revenue of ECOVIA ASSURANCES ?

The revenue of ECOVIA ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is ECOVIA ASSURANCES profitable?

Yes, ECOVIA ASSURANCES generated a net profit of 29 k€ in 2024.

Where is the headquarters of ECOVIA ASSURANCES ?

The headquarters of ECOVIA ASSURANCES is located in TAIN-L'HERMITAGE (26600), in the department Drome.

Where to find the tax return of ECOVIA ASSURANCES ?

The tax return of ECOVIA ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ECOVIA ASSURANCES operate?

ECOVIA ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.