ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON : revenue, balance sheet and financial ratios

ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON is a French company founded 13 years ago, specialized in the sector Enseignement primaire. Based in RUEIL-MALMAISON (92500), this company of category ETI shows in 2025 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON (SIREN 791407067)
Indicator 2025 2024 2023 2022 2021 2020 2019
Revenue 1 064 909 € N/C N/C N/C N/C N/C 752 016 €
Net income 68 631 € 94 652 € 226 990 € 178 870 € 28 184 € 49 977 € -57 077 €
EBITDA 137 344 € N/C N/C N/C N/C N/C -34 364 €
Net margin 6.4% N/C N/C N/C N/C N/C -7.6%

Revenue and income statement

In 2025, ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON achieves revenue of 1.1 M€. Over the period 2019-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +6.0%. After deducting consumption (0 €), gross margin stands at 1.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 137 k€, representing 12.9% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 69 k€, i.e. 6.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 064 909 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 064 909 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

137 344 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

91 373 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

68 631 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

12.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

35.507%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.389%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

11.909%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.178

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

51.0%

Solvency indicators evolution
ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON

Sector positioning

Debt ratio
35.51 2025
2023
2024
2025
Q1: 0.0
Med: 14.41
Q3: 35.74
Average +17 pts over 3 years

In 2025, the debt ratio of ECOLE MONTESSORI BILINGUE... (35.51) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.39% 2025
2023
2024
2025
Q1: 4.84%
Med: 27.15%
Q3: 48.92%
Good +7 pts over 3 years

In 2025, the financial autonomy of ECOLE MONTESSORI BILINGUE... (30.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.18 years 2025
2025
Q1: -0.27 years
Med: 0.6 years
Q3: 0.86 years
Watch

In 2025, the repayment capacity of ECOLE MONTESSORI BILINGUE... (1.18) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1523.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1523.427

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.581

Liquidity indicators evolution
ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON

Sector positioning

Liquidity ratio
1523.43 2025
2023
2024
2025
Q1: 209.86
Med: 383.74
Q3: 1039.47
Excellent

In 2025, the liquidity ratio of ECOLE MONTESSORI BILINGUE... (1523.43) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.58x 2025
2025
Q1: -1.96x
Med: 0.0x
Q3: 0.58x
Excellent

In 2025, the interest coverage of ECOLE MONTESSORI BILINGUE... (0.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 165 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. The gap of 139 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-30 days): operations structurally generate cash. Over 2019-2025, WCR increased by +59%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-88 409 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

165 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

26 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-30 j

WCR and payment terms evolution
ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON

Positioning of ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON in its sector

Comparison with sector Enseignement primaire

Valuation estimate

Based on 412 transactions of similar company sales (all years), the value of ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON is estimated at 349 056 € (range 146 122€ - 901 339€). With an EBITDA of 137 344€, the sector multiple of 3.0x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
412 transactions
146k€ 349k€ 901k€
349 056 € Range: 146 122€ - 901 339€
Section all-time Aggregated at NAF section level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
137 344 € × 3.0x
Estimation 406 430 €
154 768€ - 1 108 760€
Revenue Multiple 30%
1 064 909 € × 0.29x
Estimation 310 715 €
161 116€ - 504 892€
Net Income Multiple 20%
68 631 € × 3.8x
Estimation 263 137 €
102 017€ - 977 459€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 412 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Enseignement primaire)

Compare ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON with other companies in the same sector:

Voir toutes les statistiques du secteur Enseignement primaire

Frequently asked questions about ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON

What is the revenue of ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON ?

The revenue of ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON in 2025 is 1.1 M€.

Is ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON profitable?

Yes, ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON generated a net profit of 69 k€ in 2025.

Where is the headquarters of ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON ?

The headquarters of ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON is located in RUEIL-MALMAISON (92500), in the department Hauts-de-Seine.

Where to find the tax return of ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON ?

The tax return of ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON operate?

ECOLE MONTESSORI BILINGUE DE RUEIL MALMAISON operates in the sector Enseignement primaire (NAF code 85.20Z). See the 'Sector positioning' section above to compare the company with its competitors.