SIREN : 521262089
EASY FINANCE is a French company founded 16 years ago, specialized in the sector Autre distribution de crédit. Based in DURY (80480), this company of category ETI shows in 2024 a revenue of 325 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 324 708 € | 462 150 € | 788 422 € | 555 951 € | 950 066 € | 1 309 578 € | 1 595 993 € | 1 055 804 € |
| Net income | -94 131 € | -170 592 € | -41 622 € | -261 115 € | 26 173 € | 268 869 € | 343 968 € | 113 453 € |
| EBITDA | -96 809 € | -183 571 € | -22 937 € | -234 194 € | 30 762 € | 429 856 € | 578 476 € | 178 421 € |
| Net margin | -29.0% | -36.9% | -5.3% | -47.0% | 2.8% | 20.5% | 21.6% | 10.7% |
In 2024, EASY FINANCE achieves revenue of 325 k€. Revenue is declining over the period 2016-2024 (CAGR: -13.7%). Significant drop of -30% vs 2023. After deducting consumption (0 €), gross margin stands at 325 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -97 k€, representing -29.8% of revenue. Positive scissor effect: EBITDA margin improves by +9.9 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -94 k€ (-29.0% of revenue), which will impact equity.
324 708 €
324 708 €
-96 809 €
-99 953 €
-94 131 €
-29.8%
The debt ratio (= Financial debt / Equity x 100) stands at 173%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.
172.931%
23.119%
-29.064%
-1.223
21.9%
In 2024, the debt ratio of EASY FINANCE (172.93) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of EASY FINANCE (23.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of EASY FINANCE (-1.22) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 249.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
249.574
-3.318
In 2024, the liquidity ratio of EASY FINANCE (249.57) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of EASY FINANCE (-3.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 157 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 104 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 138 days of revenue, i.e. 124 k€ to permanently finance. Notable WCR improvement over the period (-41%), freeing up cash.
124 353 €
157 j
53 j
0 j
138 j
Based on 135 transactions of similar company sales (all years), the value of EASY FINANCE is estimated at 37 034 € (range 30 691€ - 74 177€). The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare EASY FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of EASY FINANCE in 2024 is 325 k€.
EASY FINANCE recorded a net loss in 2024.
The headquarters of EASY FINANCE is located in DURY (80480), in the department Somme.
The tax return of EASY FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
EASY FINANCE operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.