SIREN : 833976517
E CAPITAL FINANCE is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75116), this company of category PME shows in 2023 a revenue of 69 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 69 300 € | 136 000 € | 47 100 € | 78 700 € | 40 000 € | 70 000 € |
| Net income | 51 829 € | 103 642 € | 31 338 € | 54 751 € | 31 222 € | 51 106 € |
| EBITDA | 63 439 € | 132 523 € | 36 868 € | 69 160 € | 36 732 € | 64 102 € |
| Net margin | 74.8% | 76.2% | 66.5% | 69.6% | 78.1% | 73.0% |
In 2023, E CAPITAL FINANCE achieves revenue of 69 k€. Activity remains stable over the period (CAGR: -0.2%). Significant drop of -49% vs 2022. After deducting consumption (0 €), gross margin stands at 69 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 63 k€, representing 91.5% of revenue. Warning negative scissor effect: despite revenue change (-49%), EBITDA varies by -52%, reducing margin by 5.9 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 52 k€, i.e. 74.8% of revenue. This profit can be retained or distributed to shareholders.
69 300 €
69 300 €
63 439 €
63 439 €
51 829 €
91.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 74.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
0.0%
74.789%
0.0
In 2023, the debt ratio of E CAPITAL FINANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of E CAPITAL FINANCE (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of E CAPITAL FINANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 2366.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2366.69
0.0
In 2023, the liquidity ratio of E CAPITAL FINANCE (2366.69) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of E CAPITAL FINANCE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1777 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 224 days. The gap of 1553 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1677 days of revenue, i.e. 323 k€ to permanently finance. Over 2018-2023, WCR increased by +530%, requiring additional financing.
322 909 €
1777 j
224 j
0 j
1677 j
Based on 193 transactions of similar company sales (all years), the value of E CAPITAL FINANCE is estimated at 79 688 € (range 25 483€ - 329 255€). With an EBITDA of 63 439€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare E CAPITAL FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of E CAPITAL FINANCE in 2023 is 69 k€.
Yes, E CAPITAL FINANCE generated a net profit of 52 k€ in 2023.
The headquarters of E CAPITAL FINANCE is located in PARIS (75116), in the department Paris.
The tax return of E CAPITAL FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
E CAPITAL FINANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.