SIREN : 833984537
E CAPITAL is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75116), this company of category PME shows in 2023 a revenue of 68 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 68 200 € | 137 000 € | 56 200 € | 82 040 € | 46 371 € | 70 000 € |
| Net income | 51 122 € | 104 579 € | 32 036 € | 49 575 € | 33 611 € | 48 041 € |
| EBITDA | 62 496 € | 133 773 € | 37 689 € | 61 971 € | 39 799 € | 59 845 € |
| Net margin | 75.0% | 76.3% | 57.0% | 60.4% | 72.5% | 68.6% |
In 2023, E CAPITAL achieves revenue of 68 k€. Activity remains stable over the period (CAGR: -0.5%). Significant drop of -50% vs 2022. After deducting consumption (0 €), gross margin stands at 68 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 62 k€, representing 91.6% of revenue. Warning negative scissor effect: despite revenue change (-50%), EBITDA varies by -53%, reducing margin by 6.0 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 51 k€, i.e. 75.0% of revenue. This profit can be retained or distributed to shareholders.
68 200 €
68 200 €
62 496 €
62 496 €
51 122 €
91.6%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 75.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
0.0%
74.959%
0.0
In 2023, the debt ratio of E CAPITAL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of E CAPITAL (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of E CAPITAL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 634.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
634.801
0.0
In 2023, the liquidity ratio of E CAPITAL (634.80) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of E CAPITAL (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1823 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 234 days. The gap of 1589 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 2205 days of revenue, i.e. 418 k€ to permanently finance. Over 2018-2023, WCR increased by +747%, requiring additional financing.
417 667 €
1823 j
234 j
0 j
2205 j
Based on 193 transactions of similar company sales (all years), the value of E CAPITAL is estimated at 78 509 € (range 25 110€ - 324 439€). With an EBITDA of 62 496€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare E CAPITAL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of E CAPITAL in 2023 is 68 k€.
Yes, E CAPITAL generated a net profit of 51 k€ in 2023.
The headquarters of E CAPITAL is located in PARIS (75116), in the department Paris.
The tax return of E CAPITAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
E CAPITAL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.