Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2012-06-15 (13 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: GIERES (38610), Isere
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
DV38 COURTAGE : revenue, balance sheet and financial ratios
DV38 COURTAGE is a French company
founded 13 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in GIERES (38610),
this company of category PME
shows in 2023 a net income positive of 602€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - DV38 COURTAGE (SIREN 752616383)
Indicator
2023
Revenue
N/C
Net income
602 €
EBITDA
N/C
Net margin
N/C
Revenue and income statement
In 2023, DV38 COURTAGE generates positive net income of 602 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2023)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
602 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2023)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.459%
Financial autonomy (2023)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
93.578%
Asset age ratio (2023)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2023
Debt ratio
0.459
Financial autonomy
93.578
Repayment capacity
None
Cash flow / Revenue
None%
Sector positioning
Debt ratio
0.462023
2023
Q1: 0.0
Med: 8.57
Q3: 49.54
Good
In 2023, the debt ratio of DV38 COURTAGE (0.46) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
93.58%2023
2023
Q1: 14.09%
Med: 47.17%
Q3: 74.18%
Excellent
In 2023, the financial autonomy of DV38 COURTAGE (93.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1440.61. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2023)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1440.605
Liquidity indicators evolution DV38 COURTAGE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2023
Liquidity ratio
1440.605
Interest coverage
None
Sector positioning
Liquidity ratio
1440.612023
2023
Q1: 123.56
Med: 243.64
Q3: 585.03
Excellent
In 2023, the liquidity ratio of DV38 COURTAGE (1440.61) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Positioning of DV38 COURTAGE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of DV38 COURTAGE is estimated at
1 211 €
(range 573€ - 5 532€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2023
193 transactions
0k€1k€5k€
1 211 €Range: 573€ - 5 532€
NAF 5 all-time
Valuation method used
Net Income Multiple
602 €
×
2.0x
=1 212 €
Range: 573€ - 5 532€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare DV38 COURTAGE with other companies in the same sector:
The revenue of DV38 COURTAGE is not publicly disclosed (confidential accounts filed with INPI).
Is DV38 COURTAGE profitable?
Yes, DV38 COURTAGE generated a net profit of 602€ in 2023.
Where is the headquarters of DV38 COURTAGE ?
The headquarters of DV38 COURTAGE is located in GIERES (38610), in the department Isere.
Where to find the tax return of DV38 COURTAGE ?
The tax return of DV38 COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does DV38 COURTAGE operate?
DV38 COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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