SIREN : 789893138
DLZ FINANCES is a French company founded 13 years ago, specialized in the sector Activités des sociétés holding. Based in LA SEGUINIERE (49280), this company of category PME shows in 2023 a revenue of 232 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 231 990 € | N/C | 222 000 € | 222 000 € | 198 000 € | N/C |
| Net income | 1 364 688 € | 299 808 € | 106 765 € | 87 147 € | 48 556 € | 53 609 € |
| EBITDA | 109 131 € | N/C | 139 924 € | 103 548 € | 86 867 € | -2 160 € |
| Net margin | 588.3% | N/C | 48.1% | 39.3% | 24.5% | N/C |
In 2023, DLZ FINANCES achieves revenue of 232 k€. Revenue is growing positively over 6 years (CAGR: +4.0%). After deducting consumption (0 €), gross margin stands at 232 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 109 k€, representing 47.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.4 M€, i.e. 588.3% of revenue. This profit can be retained or distributed to shareholders.
231 990 €
231 990 €
109 131 €
108 086 €
1 364 688 €
47.0%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 588.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.582%
98.445%
588.822%
0.014
78.5%
In 2023, the debt ratio of DLZ FINANCES (0.58) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of DLZ FINANCES (98.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of DLZ FINANCES (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 6620.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
6620.62
0.305
In 2023, the liquidity ratio of DLZ FINANCES (6620.62) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of DLZ FINANCES (0.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 115 days. Excellent situation: suppliers finance 115 days of the operating cycle (retail model). WCR is negative (-44 days): operations structurally generate cash.
-28 463 €
0 j
115 j
0 j
-44 j
Based on 63 transactions of similar company sales
in 2023,
the value of DLZ FINANCES is estimated at
2 811 970 €
(range 567 695€ - 4 251 867€).
With an EBITDA of 109 131€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DLZ FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of DLZ FINANCES in 2023 is 232 k€.
Yes, DLZ FINANCES generated a net profit of 1.4 M€ in 2023.
The headquarters of DLZ FINANCES is located in LA SEGUINIERE (49280), in the department Maine-et-Loire.
The tax return of DLZ FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DLZ FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.