SIREN : 833237688
DLM FINANCES is a French company founded 8 years ago, specialized in the sector Services administratifs combinés de bureau. Based in MARNAZ (74460), this company of category PME shows in 2024 a revenue of 276 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 276 000 € | 321 000 € | 276 000 € | 367 200 € | 276 000 € | 204 000 € | 102 000 € |
| Net income | 159 430 € | 169 435 € | 57 283 € | 8 065 € | 31 581 € | 144 087 € | 142 425 € |
| EBITDA | -12 344 € | 38 025 € | 55 749 € | 2 266 € | 31 260 € | -41 991 € | -36 339 € |
| Net margin | 57.8% | 52.8% | 20.8% | 2.2% | 11.4% | 70.6% | 139.6% |
In 2024, DLM FINANCES achieves revenue of 276 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +18.0%. Significant drop of -14% vs 2023. After deducting consumption (0 €), gross margin stands at 276 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -12 k€, representing -4.5% of revenue. Warning negative scissor effect: despite revenue change (-14%), EBITDA varies by -132%, reducing margin by 16.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 159 k€, i.e. 57.8% of revenue. This profit can be retained or distributed to shareholders.
276 000 €
276 000 €
-12 344 €
16 451 €
159 430 €
-4.5%
The debt ratio (= Financial debt / Equity x 100) stands at 73%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.9 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 47.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
73.348%
52.078%
47.332%
4.857
In 2024, the debt ratio of DLM FINANCES (73.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of DLM FINANCES (52.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of DLM FINANCES (4.86) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 46.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
46.209
-29.877
In 2024, the liquidity ratio of DLM FINANCES (46.21) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of DLM FINANCES (-29.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 70 days. Excellent situation: suppliers finance 34 days of the operating cycle (retail model). WCR is negative (-114 days): operations structurally generate cash. Notable WCR improvement over the period (-274%), freeing up cash.
-87 260 €
36 j
70 j
0 j
-114 j
Based on 173 transactions of similar company sales (all years), the value of DLM FINANCES is estimated at 288 403 € (range 105 477€ - 751 644€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DLM FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of DLM FINANCES in 2024 is 276 k€.
Yes, DLM FINANCES generated a net profit of 159 k€ in 2024.
The headquarters of DLM FINANCES is located in MARNAZ (74460), in the department Haute-Savoie.
The tax return of DLM FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DLM FINANCES operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.