SIREN : 850862129
DISGROUP FINANCE is a French company founded 6 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-SAUVEUR-DES-LANDES (35133), this company of category ETI shows in 2024 a revenue of 67 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 66 783 € | 106 876 € | 100 000 € | N/C | N/C |
| Net income | 22 686 € | 4 469 € | 33 348 € | -24 754 € | -22 544 € |
| EBITDA | 1 712 € | 76 605 € | 54 434 € | -10 533 € | -13 514 € |
| Net margin | 34.0% | 4.2% | 33.3% | N/C | N/C |
In 2024, DISGROUP FINANCE achieves revenue of 67 k€. Revenue is declining over the period 2022-2024 (CAGR: -18.3%). Significant drop of -38% vs 2023. After deducting consumption (0 €), gross margin stands at 67 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 2.6% of revenue. Warning negative scissor effect: despite revenue change (-38%), EBITDA varies by -98%, reducing margin by 69.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 23 k€, i.e. 34.0% of revenue. This profit can be retained or distributed to shareholders.
66 783 €
66 783 €
1 712 €
1 713 €
22 686 €
2.6%
The debt ratio (= Financial debt / Equity x 100) stands at 829%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 147.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 34.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
829.055%
10.682%
33.97%
147.942
In 2024, the debt ratio of DISGROUP FINANCE (829.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of DISGROUP FINANCE (10.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of DISGROUP FINANCE (147.94) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 13053.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4890.4x. Operating income very largely covers interest expenses: high safety margin.
13053.417
4890.362
In 2024, the liquidity ratio of DISGROUP FINANCE (13053.42) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of DISGROUP FINANCE (4890.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 331 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 44 days. The gap of 287 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 362 days of revenue, i.e. 67 k€ to permanently finance.
67 238 €
331 j
44 j
0 j
362 j
Based on 54 transactions of similar company sales
in 2024,
the value of DISGROUP FINANCE is estimated at
22 559 €
(range 12 264€ - 55 042€).
With an EBITDA of 1 712€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DISGROUP FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of DISGROUP FINANCE in 2024 is 67 k€.
Yes, DISGROUP FINANCE generated a net profit of 23 k€ in 2024.
The headquarters of DISGROUP FINANCE is located in SAINT-SAUVEUR-DES-LANDES (35133), in the department Ille-et-Vilaine.
The tax return of DISGROUP FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DISGROUP FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.