SIREN : 450213236
DISBELVO is a French company founded 22 years ago, specialized in the sector Activités des agences de voyage. Based in BELFORT (90000), this company of category ETI shows in 2024 a revenue of 956 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 956 347 € | 881 688 € | 480 345 € | 155 449 € | 180 245 € | 653 777 € | 576 481 € | 454 252 € | 524 331 € |
| Net income | 89 794 € | 121 042 € | 27 991 € | 103 889 € | -16 757 € | 50 473 € | 30 549 € | 14 826 € | 9 692 € |
| EBITDA | 61 687 € | 126 756 € | 23 469 € | 5 033 € | -71 804 € | 59 253 € | 36 467 € | 5 450 € | -7 323 € |
| Net margin | 9.4% | 13.7% | 5.8% | 66.8% | -9.3% | 7.7% | 5.3% | 3.3% | 1.8% |
In 2024, DISBELVO achieves revenue of 956 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.8%. Vs 2023: +8%. After deducting consumption (35 k€), gross margin stands at 921 k€, i.e. a rate of 96%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 62 k€, representing 6.5% of revenue. Warning negative scissor effect: despite revenue change (+8%), EBITDA varies by -51%, reducing margin by 7.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 90 k€, i.e. 9.4% of revenue. This profit can be retained or distributed to shareholders.
956 347 €
920 931 €
61 687 €
110 881 €
89 794 €
6.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Cash flow represents 10.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
37.473%
10.064%
0.0
50.2%
In 2024, the debt ratio of DISBELVO (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of DISBELVO (37.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of DISBELVO (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 153.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.
153.541
0.4
In 2024, the liquidity ratio of DISBELVO (153.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of DISBELVO (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 211 days. Excellent situation: suppliers finance 209 days of the operating cycle (retail model). Overall, WCR represents 243 days of revenue, i.e. 644 k€ to permanently finance. Over 2016-2024, WCR increased by +90%, requiring additional financing.
644 444 €
2 j
211 j
0 j
243 j
Based on 80 transactions of similar company sales
(all years),
the value of DISBELVO is estimated at
184 649 €
(range 103 052€ - 428 476€).
With an EBITDA of 61 687€, the sector multiple of 1.6x is applied.
The price/revenue ratio is 0.38x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DISBELVO with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agences de voyage
The revenue of DISBELVO in 2024 is 956 k€.
Yes, DISBELVO generated a net profit of 90 k€ in 2024.
The headquarters of DISBELVO is located in BELFORT (90000), in the department Territoire de Belfort.
The tax return of DISBELVO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DISBELVO operates in the sector Activités des agences de voyage (NAF code 79.11Z). See the 'Sector positioning' section above to compare the company with its competitors.